Add cards to start comparing.

Compare Cards

INTRUST Bank Credit Card

INTRUST Bank Credit Card


Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!

  • APR 12.24% or 15.24%
  • Balance Transfer APR 12.24% or 15.24%
  • Balance Transfer Intro APR 0%
  • Cash Advance APR 24.99%
  • Penalty APR 27.99%
  • Annual Fee $0
  • Cash Advance Fee $10 or 5% of value, whichever is greater
  • Balance Transfer Fee $10 or 3% of value, whichever is greater
  • Foreign Exchange Fee 3%


  • Click "APPLY NOW" to apply online
  • Cash back
  • Gift cards from leading national retailers
  • Travel rewards
  • Merchandise from hundreds of name brands

Expert Reviews

From the Editorial Team

With its headquarters in Wichita, INTRUST bank serves communities in Kansas and Oklahoma.  If you bank with INTRUST or live in one of the communities it serves, you may want to consider this credit card.

Expert Reviews of the INTRUST Bank Credit Card

  • 3.0

    Regular APR

  • 4.0

    Intro APR

  • 0.0


  • 2.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

There are plenty of rewards card out there that pay more generous points. But this card does have an attractive balance transfer offer and a highly competitive APR for purchases.

The Good

You earn one rewards point per every dollar spent on the card, which has no annual fee. You can redeem rewards once you accumulate at least $25 worth, for a cash credit to your account. Or redeem for travel, gift cards, merchandise, and more.
There is also a 0% introductory APR for 12 billing cycles on balance transfers.

The Not So Good

The APR for purchases is 12.24%, and the APR for cash advances is 24.99%. 
There is a balance transfer fee of 3% of the amount of each transfer or $10, whichever is greater – with a $250 maximum. The APR for cash advances is $10 or 5% of the transaction, whichever is greater. There is also a 3% foreign transaction fee.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

  • star rating mask

Overall Rating


1 Total Ratings

5 Star
4 Star
3 Star
2 Star
1 Star

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+1 users submitted a rating without a full review

Be the first one to write an in-depth review!

Back to top ↑