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Ink Plus® Business Credit Card

 

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Your Rating:

3.9/5.0 from 23 Offer Ratings
Over the Past 60 Days!

(23) Over the Past 60 Days!

  • Regular Purchase APR 15.49%-19.49% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fees $95
  • Credit Needed

    Excellent

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 5 points per $1 on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
  • Earn 2 points per $1 on the first $50,000 spent in combined purchases at gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year
  • Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee

Card Fees

Late Payment Fees See Terms

Foreign Transaction Fee None

Balance Transfer Fee $5 or 5% of the transfer, whichever is greater

Cash Advance Fee $15 or 5% of the amount, whichever is greater

Returned Payment Fee See Terms

Penalty APR None

Minimum Interest Charge See Terms

Ongoing Information

Rewards Cap 2% and 5% categories cap at $50,000 annually

Rewards Rate Earn 5 points per $1 in select business categories

Annual Fee $95

Grace Period See Issuer Site

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance No

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

Editorial Disclaimer: This content is not provided by the bank advertiser. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer's Affiliate Program.

From the CompareCards.com Editorial Team

The Ink Plus Business Card is an excellent option for business owners who want to earn a lot of rewards on their purchases. With this card you earn 5 points per $1 on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year. Additionally, cardholders earn 2 points per $1 on the first $50,000 spent in combined purchases at gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year.

For everything else, you'll still earn 1 point per $1 on all other purchases-with no limit to the amount you can earn. Business travelers will love that there are $0 foreign transaction fees and they also have the option of transferring miles with no transfer fees. New cardholders can earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening-that's worth $750 towards travel when you redeem through Chase Ultimate Rewards. There is an annual fee of $95.

Expert Reviews of the Ink Plus® Business Credit Card

  • 4.0

    Regular APR

  • 4.0

    Intro APR

  • 4.0

    Fees

  • 4.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

This is a solid card for those who have a business with large expenses and want a decent rewards card that earns a minimum of 1 point per dollar on every purchase. If you use the card’s exclusive affiliated shopping site, you can earn robust rewards for each purchase.

The Good

The rewards right on this credit card is incredible. It also has a huge sign up bonus and great travel redemption options with different hotels and airlines.

The Not so Good

There is an annual fee of $95. To get the most out of this rewards card, you have to charge quite a bit on those 5% categories.

Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Chase.

Consumer Reviews

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Offer Rating

3.9/5.0

23 Total Ratings

5 Star
 
 
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Your Rating

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+22 users submitted a rating without a full review

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7 Found this review helpful

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By: | Aug 12, 2015

good perks & rewards, but for some reason we keep getting hacked! Probably 5 times in the past 6 months! Not making me feel confident about their security. Thankfully they always catch it & let us know.

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