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Indigo® Platinum MasterCard®


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Your Rating:

3.0/5.0 from 20 Offer Ratings
Over the Past 60 Days!

(20) Over the Past 60 Days!

  • Regular Purchase APR 23.90%
  • Intro Purchase APR
  • Intro BT APR N/A
  • Annual Fees $0 - $99
  • Credit Needed


  • Card Brand Mastercard

Card Details


  • Click "APPLY NOW" to apply online
  • Previous bankruptcy OK
  • Choose your card design - Free
  • Pre-qualification available with no impact to your credit score 
  • Fast and easy instant decision
  • Free online account access (mobile friendly)
  • Zero Liability – you’ll never be held liable for unauthorized charges made to your card
  • Accepted at over 35 Million Locations Worldwide!

Card Fees

Late Payment Fees See terms

Foreign Transaction Fee See terms

Cash Advance Fee See terms

Returned Payment Fee See terms

Ongoing Information

Annual Fee $0 - $99

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance No

Extended Warranty Program No

Roadside Assistance No

Purchase Protection No

Travel Assistance No

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

From the Editorial Team

If you’re tired of getting denied for credit card offers after taking another hit to your credit score, then you’ll love the Indigo Platinum MasterCard. Applicants can check to see if they are pre-qualified for this credit card before submitting the full application. This means that you can know whether or not you will be approved before you apply, so you don’t have to waste a credit inquiry.

The Indigo Credit Card is designed for people who are trying to build credit. The standard APR is 23.9%, so it’s best to avoid carrying a balance. The annual fee varies depending on your creditworthiness; cardholders will have an annual fee of either $0, $59, or $75 the first year and $99 every year thereafter. There may also be some Set Up and Maintenance Fees depending on your credit rating, so be sure to read the Terms and Conditions before submitting your application.

One unique perk of this card is that you can choose a custom card design totally free. The Foreign transaction fee is only 1%, which is pretty low, and there is no cash advance fee during your first year. Overall, this card is a good tool for building credit. The fact that you get check your pre-qualification without hurting your credit score is a great perk!

Expert Reviews of the Indigo® Platinum MasterCard®

  • 3.0

    Regular APR

  • Intro APR

  • 3.0


  • 3.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

The Indigo Platinum MasterCard is a good choice for people who are trying to rebuild credit and don’t want to have an unnecessary credit inquiry on their report.

The Good

Being able to choose your own card design is a unique feature to this card. Also, checking if you’re pre-approved is quick and easy; you can get a 60 second decision!

The Not so Good

You won’t know which annual fee you get approved for until you submit the full application. Also, there’s no rewards program with this card, but that’s normal on credit card for building credit.

Editorial Note: This content is not provided by Genesis Bankcard Services. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Genesis Bankcard Services.

Consumer Reviews

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Offer Rating


20 Total Ratings

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