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HSBC Platinum Mastercard® with Rewards credit card

HSBC Platinum Mastercard® with Rewards credit card

 

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Your Rating:

3.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

(2) Over the Past 60 Days!

  • Regular Purchase APR 13.99%, 17.99% or 23.99% Variable APR
  • Intro Purchase APR 0% for 12 Months
  • Intro BT APR 0% for 12 Months
  • Annual Fee $0
  • Credit Needed

    Good, Excellent

  • Card Brand Mastercard®

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Earn $100 Cash Back after you spend $500 or more in new, net purchases in your first three months from credit card account opening.
  • 0% Introductory APR on credit card purchases and balance transfers for the first 12 months from Account opening. After that, a variable APR of 13.99%, 17.99% or 23.99%, will apply.
  • No annual fee.
  • No foreign transaction fees.
  • 1 Rewards Program Point for every dollar in new, net card purchases.
  • Earn unlimited Rewards Program Points with every purchase that never expire.
  • Redeem for cash back, popular gift cards, merchandise, or flights on most major airlines.
  • Make purchases the way you want — mobile payment enabled supporting Android Pay™, Apple Pay™ and Samsung Pay™.
  • Shop with confidence knowing that your purchases are covered with our valuable protection programs.
  • Fraud coverage if your card is ever lost or stolen.
  • Use online banking to access your account, even from your smartphone, with our mobile app.
  • Terms Apply.
  • See additional HSBC Platinum Mastercard® with Rewards credit card details

Card Fees

Foreign Transaction Fee 0%

Balance Transfer Fee 4%

Cash Advance Fee Either $10 or 4%, whichever is greater

Ongoing Information

Rewards Rate 1 Rewards Program Point for every dollar in new, net card purchases

Annual Fee $0

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance No

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance No

Flight Accident Insurance Yes

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

From the CompareCards.com Editorial Team

The HSBC Platinum Mastercard® with Rewards credit card comes with no annual fee and a simple rewards program that give you the chance to earn points with every purchase. You can kickstart your rewards earning with $100 Cash Back for new HSBC Platinum Mastercard® with Rewards credit card customers who spend $500 or more in new, net card purchases during the first 3 months from credit card Account opening.. For ongoing rewards you earn 1 Rewards Program Point for every dollar in new, net card purchases.

With special bonus categories or rotating rewards programs this cards provides a simple way to earn rewards on your every day purchases. On top of the attractive rewards, the HSBC Platinum Mastercard® with Rewards credit card comes with a generous intro APR of 0% for 12 Months on purchases and 0% for 12 Months on balance transfers.

That makes that this card is a great fit if you want to make a big purchase and pay it off interest free while earning rewards at the same time.After the intro period is up, the ongoing APR is 13.99%, 17.99% or 23.99% Variable APR.

Expert Reviews of the HSBC Platinum Mastercard® with Rewards credit card

  • 3.0

    Regular APR

  • 4.0

    Intro APR

  • 4.0

    Fees

  • 4.0

    Benefits

  • star rating 3.5/5

    Overall Rating

The Bottom Line

If you're looking for a simple rewards credit card that comes with few fees and an nice intro APR, this one is a great choice for you.

The Good

The combination of a steady rewards program and a lengthy intro APR make this a well-rounded card that could be a good fit for any consumer. Plus, there is no annual fee and no foreign transaction fees.

The Not so Good

The rewards rate and the sign up bonus aren't very competitive compared to some of today's leading credit cards.

Editorial Note: This content is not provided by HSBC. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by HSBC.

Consumer Reviews

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Offer Rating

3.0/5.0

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