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HSBC Platinum Mastercard® credit card

HSBC Platinum Mastercard® credit card


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Your Rating:

3.8/5.0 from 38 Offer Ratings
Over the Past 60 Days!

(38) Over the Past 60 Days!

  • Regular Purchase APR 13.99%, 17.99% or 23.99% Variable APR
  • Intro Purchase APR 0% for 18 months
  • Intro BT APR 0% for 18 months
  • Annual Fee $0
  • Credit Needed

    Good, Excellent

  • Card Brand Mastercard®

Card Details


  • Click "APPLY NOW" to apply online
  • 0% Introductory APR on credit card purchases and balance transfers for the first 18 months from Account opening. After that, a variable APR of 13.99%, 17.99% or 23.99%, will apply.
  • No annual fee.
  • No foreign transaction fees.
  • Make purchases the way you want — mobile payment enabled supporting Android Pay™, Apple Pay™ and Samsung Pay™.
  • Shop with confidence knowing that your purchases are covered with our valuable protection programs.
  • Fraud coverage if your card is ever lost or stolen.
  • Use online banking to access your account, even from your smartphone, with our mobile app.
  • Terms Apply.
  • See additional HSBC Platinum Mastercard® credit card details

Card Fees

Foreign Transaction Fee 0%

Balance Transfer Fee 4%

Cash Advance Fee Either $10 or 4%, whichever is greater

Ongoing Information

Rewards Rate N/A

Annual Fee $0

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance No

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance No

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

From the Editorial Team

The HSBC Platinum Mastercard® credit card is a solid credit card for consumers looking for a low interest credit card with a long introductory rate. This card offers an intro APR of 0% for 18 months on purchases and 0% for 18 months on balance transfers.

There is no annual fee with this card and a 0% as well. Even though there is no rewards program for purchases, the intro APR gives cardholders a great opportunity to save money during the no interest period. The HSBC Platinum Mastercard® credit card is a great fit for consumers who want to make a big purchase and pay it off interest free over time or perform a balance transfer to avoid paying high interest rates on another credit card.

The ongoing APR after the intro period is is 13.99%, 17.99% or 23.99% Variable APR. Overall, the HSBC Platinum Mastercard® credit card is a simple credit card designed to help you save money with an attractive intro APR.

Expert Reviews of the HSBC Platinum Mastercard® credit card

  • 4.0

    Regular APR

  • 5.0

    Intro APR

  • 3.0


  • 3.0


  • star rating 4.0/5

    Overall Rating

The Bottom Line

Thanks to the lengthy intro APR, the HSBC Platinum Mastercard® credit card is a solid choice for any consumer looking to save money with a low interest credit card.

The Good

With 0% for 18 months, the card offers one of the longest intro APRs on the market. By using this card you could score huge savings during the intro period on purchases and balance transfers.

The Not so Good

There's no rewards program with this credit card. Also, the balance transfer fee on this card is 4%, which is a bit high.

Editorial Note: This content is not provided by HSBC. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by HSBC.

Consumer Reviews

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Offer Rating


38 Total Ratings

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