Add cards to start comparing.

Compare Cards
Reviews
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

Trusted & Secure
  • Empowering over
    50,000,000 card holders Since 2005

  • Norton Secured

HSBC Cash Rewards Mastercard® credit card

HSBC Cash Rewards Mastercard® credit card

 

Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.7/5.0 from 133 Offer Ratings
Over the Past 60 Days!

(133) Over the Past 60 Days!

  • Regular Purchase APR 14.24%, 18.24% or 24.24% variable
  • Intro Purchase APR N/A
  • Intro BT APR 0% for 15 months
  • Annual Fee $0
  • Credit Needed

    Excellent/Good

  • Card Brand Mastercard®

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn a $150 cash rewards intro bonus after spending $500 in the first 3 months.
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 15 months on balance transfers then a 14.24% 18.24% or 24.24% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.

Card Fees

Foreign Transaction Fee None

Balance Transfer Fee Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check.

Cash Advance Fee Either $10 or 4%, whichever is greater, will apply on each cash advance transaction.

Penalty APR 30.99%

Ongoing Information

Rewards Rate 1.5 Cash Rewards program points for every dollar in new, net card purchases.

Annual Fee $0

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance No

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

From the CompareCards.com Editorial Team

The HSBC Cash Rewards Mastercard® credit card is an excellent cash back credit card with a number of rewarding benefits and perks. For starters, there is a $150 Cash Back Intro Bonus for new HSBC Cash Rewards Mastercard® credit card customers who spend $500 or more in new, net card purchases during the first 3 months from credit card account opening. On top of that, you'll earn 1.5 cash rewards program points for every dollar in new, net card purchases. As if these great perks weren't enough, you also earn a 10% Anniversary Bonus on all Cash Rewards earned once a year. That can all help you rake in some serious cash back!

There is no annual fee with this card and no foreign transaction fees. You can use this card while traveling out of the country and not worry about getting hit with a pesky transaction fee for every purchase. In addition to the generous cash rewards, this card comes with a solid intro APR of 0% for 15 months on balance transfers. If you're carrying a balance on another card, transfer it to the HSBC Cash Rewards Mastercard® credit card and enjoy well over a year to pay your balance down interest free. It's important to note that a balance transfer fee does apply, but the money you save on interest during the intro period can easily cover the cost of the fee. Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check. The APR for new purchases is 14.24%, 18.24% or 24.24% variable.

Overall the HSBC Cash Rewards Mastercard® credit card is a highly competitive cash rewards credit card that beats out many other cards with the duo of cash back bonuses. The card also comes with a nice intro APR and few fees making it a great fit for just about any consumer. 

Expert Reviews of the HSBC Cash Rewards Mastercard® credit card

  • 3.0

    Regular APR

  • 4.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

The HSBC Cash Rewards Mastercard® credit card can help you rack up big sums of cash back, especially in your first year. It's also a decent option for balance transfers.

The Good

In addition to the nice sign up bonus and rewards rate, you also receive a 10% Anniversary Bonus on all Cash Rewards earned once a year. To top it off, you pay no annual fee and no foreign transaction fees.

The Not so Good

There's no intro APR for purchases with the HSBC Cash Rewards Mastercard® credit card. Also, the balance transfer fee is a bit higher than some of other cards available.

Editorial Note: This content is not provided by HSBC. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by HSBC.

Consumer Reviews

  • star rating mask

Offer Rating

3.7/5.0

133 Total Ratings

5 Star
 
 
(29)
4 Star
 
 
(55)
3 Star
 
 
(37)
2 Star
 
 
(9)
1 Star
 
 
(3)

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+133 users submitted a rating without a full review

Be the first one to write an in-depth review!

Back to top ↑