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Home Depot Commercial Revolving Charge Card

Home Depot Commercial Revolving Charge Card


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3.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!

  • APR 21.99% (but 15.00% if billing address in GA or NC at account opening)
  • Annual Fee $0
  • Late Payment Fee $25 on balances up to $500, $30 on balances of $500 up to $1000, $35 on balances of $1000 and over
  • Minimum Interest Charge $1.00


  • Click "APPLY NOW" to apply online
  • Payment Flexibility- Make low monthly payments or pay in full each month
  • Authorized User Cards- Issue cards to employees entrusted to make purchases on your account

Expert Reviews

From the Editorial Team

The Home Depot Commercial Revolving Charge Card is a business card that offers easy payment options and online account management. For businesses that frequent Home Depot looking to effectively manage their account spending, this card may be a great fit for you. 

Expert Reviews of the Home Depot Commercial Revolving Charge Card

  • 2.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0


  • 3.0


  • star rating 3.5/5

    Overall Rating

The Bottom Line

Unlike the Commercial Account Card from Home Depot, payments are flexible and do not have to be paid in full each month.

The Good

This card has no annual fee and as an added bonus cardholders gain Pro Xtra Program rewards, which are exclusive to Home Depot.

The Not So Good

While this card does offer added benefits such as gas discounts, for business owners seeking a business card with rewards benefits outside of Home Depot this may not be the card for you. 

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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