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3.6/5.0 from 5 Offer Ratings
Over the Past 60 Days!
This is a charge card that can be used for purchases at Home Depot, and it offers some cardholder benefits that may be useful to some consumers.
The financing is rather expensive, whether you are carrying a balance on the card or using the long-term financing for a larger purchase, and so the main benefit is that you can return items without a hassle for up to a year.
You can qualify for 6 Months financing on purchases of $299 or more and up to 24-month financing during special promotions. You also are eligible for hassle-free returns for up to year from the date of purchase.
The purchase APR is 17.99%, 21.99%, 25.99%, or 26.99%, based on your creditworthiness – and except for the lowest rate, which is not that great, those are all quite high. Also, when you use the financing offers, if you don’t pay off the entire amount financed by the due date then you will be charged full interest from the purchase date.
Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.
5 Total Ratings