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Holland America Line Rewards Visa Credit Card

Holland America Line Rewards Visa Credit Card


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0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!

  • APR 14.24% - 21.24%
  • Balance Transfer APR 14.24% - 21.24%
  • Balance Transfer Intro APR 0%
  • Cash Advance APR 25.49%
  • Annual Fee $0
  • Late Payment Fee $37
  • Cash Advance Fee $10 or 5% of value, whichever is greater
  • Returned Payment Fee $37
  • Balance Transfer Fee $5 or 3% of value, whichever is greater
  • Foreign Exchange Fee 0% of each transaction in US dollars
  • Minimum Interest Charge $0.50


  • Click "APPLY NOW" to apply online
  • No Annual Fee
  • No Foreign Transaction Fees
  • Earn 5,000 points after your first purchase
  • Earn two points per $1 spent on all Holland America purchases
  • Earn one point for every $1 spent on all other purchases

Expert Reviews

From the Editorial Team

Set sail with this credit card and you’ll earn rewards toward your next cruise vacation with every purchase.

Expert Reviews of the Holland America Line Rewards Visa Credit Card

  • 3.0

    Regular APR

  • 4.0

    Intro APR

  • 0.0


  • 3.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

Fans of Holland America can earn valuable rewards with this card, which also offers the prestigious Visa Signature program perks.

The Good

Earn 5,000 Points after your  first purchase, which is a value of $50 onboard credit. Earn two points for each dollar spent on Holland America purchases and one point per dollar on everything else.
Within the first 45 days of card membership you can transfer balances with a 0% introductory APR that is good for 15 months before it expires.
There is no annual fee and no foreign transaction fee, and cardholders enjoy Visa Signature customer service perks.

The Not So Good

The standard APR for purchases and balance transfers is 14.24%, 17.24% or 21.24%, based on your credit worthiness.
The APR for cash advances is 25.49%.
There is a balance transfer surcharge of $5 or 3% of the amount of each transfer, whichever is greater. There is a surcharge on cash advances of $10 or 5% of the transaction amount, whichever is greater.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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