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Hawaiian Airlines World Elite MasterCard Credit Card

Hawaiian Airlines World Elite MasterCard Credit Card


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Over the Past 60 Days!

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  • APR 16.24% - 25.24%
  • Balance Transfer APR 16.24% - 25.24%
  • Balance Transfer Intro APR 0%
  • Cash Advance APR 25.49%
  • Annual Fee $89
  • Late Payment Fee $37
  • Cash Advance Fee $10 or 3% of value, whichever is greater
  • Returned Payment Fee $37
  • Balance Transfer Fee $5 or 3% of value, whichever is greater
  • Foreign Exchange Fee 0% of each transaction in US dollars
  • Minimum Interest Charge $0.50


  • Click "APPLY NOW" to apply online
  • 35,000 bonus miles after your spend $1,000 in the first 90 days
  • First complimentary checked bag
  • One-time 50% off companion discount
  • Earn miles on purchases with no mileage caps

Expert Reviews

From the Editorial Team

For frequent travellers to the Aloha State, this card offers some valuable perks and rewards benefits.

Expert Reviews of the Hawaiian Airlines World Elite MasterCard Credit Card

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 0.0


  • 3.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

Those who spend a lot with this card and on Hawaiian Airlines can reap valuable benefits, as long as they don’t carry a balance because steep interest charges could undermine the savings. But those who don’t spend a lot with this particular airline don’t qualify for the most attractive rewards.

The Good

New cardholders can earn 35,000 bonus miles if they spend at least $1,000 on purchases in the first 90 days. There is a 0% introductory APR for the first 15 months on balance transfers that post to your account within 45 days of account opening. Cardholders are eligible to receive a discount on flight awards for travel on Hawaiian Airlines and can earn a $100 discount off one coach companion ticket per year. 
They also earn 5,000 bonus miles every year if they make at least $10,000 in purchases with the card. Primary cardholders receive a complimentary first checked bag every time they use the card to purchase eligible tickets directly from Hawaiian Airlines. You’ll earn two rewards miles for every dollar when making Hawaiian Airlines purchases and one mile per dollar on everything else. When shopping at selected Hawaiian Airlines partner merchants you can also earn up to 10 miles per dollar spent. There is no limit to the total miles cardholders can earn and there are no foreign transaction fees. 

The Not So Good

The annual fee is $89 and the purchase APR and APR for balance transfers that do not post within 45 days of account opening is 16.24%, 20.24%, or 25.24%, based on your credit worthiness. The cash advance APR is 25.49%. There is a surcharge on balance transfers of $5 or 3%, whichever is greater, and on cash advances of either $10 or 5%, whichever is greater. 

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

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