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Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

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3.1/5.0 from 104 Offer Ratings
Over the Past 60 Days!

(104) Over the Past 60 Days!

  • Regular Purchase APR 16.49%-25.49% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fees $0 for the first year, then $95*
  • Credit Needed


  • Card Brand American Express

Card Details


  • Click "APPLY NOW" to apply online or call 866-901-8258
  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle in sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms and Conditions apply.
  • See Rates & Fees

Card Fees

Late Payment Fees Up to $38

Foreign Transaction Fee None

Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater

Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater

Returned Payment Fee Up to $38

Penalty APR 29.99%

Ongoing Information

Rewards Cap No Cap

Rewards Rate Earn 2 miles spent with Delta and 1 mile on all other eligible purchases*

Annual Fee $0 for the first year, then $95*

Purchase Grace Period 25 Days

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

From the Editorial Team

With the Gold Delta Skymiles Credit Card, new cardholders can earn a great sign up bonus of 30,000 SkyMiles after you make $1,000 in purchases on the Card within your first 3 months of card membership. Cardholders can earn 2 miles for every dollar spent directly with Delta and 1 mile for each dollar spent on all other eligible purchases. Card members can also enjoy priority boarding and discounted access to Delta Sky Club. 
There's no blackout dates with Delta flights, your miles will never expire, and each time you make a Delta reservation with your card you can check one bag for free. Cardholders  will also enjoy Extended Warranty Protection, Roadside Assistance Hotline, Travel Accident Insurance, and 24/7 customer support. 
There's no foreign transaction fees and there's an annual fee is $95, but it's waived for the first year. The APR for purchases is a variable rate of 16.49%-25.49% based on your creditworthiness and other factors.

Expert Reviews of the Gold Delta SkyMiles® Credit Card from American Express

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0


  • 4.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

For Delta airlines travelers this is a good card for earning flight rewards and has some nice features that make it easy to earn points and keep them without fear of expiration. You can also share some of the perks with companion passengers, like the first checked bag for free feature.

The Good

You can earn lots of bonus miles by signing up yourself and others, and get some good travel perks. Plus, points don't expire!

The Not so Good

There is a $95 annual fee, although it is waived in the first year of membership. These miles also do not add up toward Medallion Qualification – which is the VIP Delta customer status, so if you want that feature this card isn’t for you.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Consumer Reviews

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