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Gander Mountain MasterCard

Gander Mountain MasterCard


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Over the Past 60 Days!

(0) Over the Past 60 Days!

  • APR 25.24%, 21.24%, or 17.24%, based on your creditworthiness
  • Balance Transfer APR 25.24%
  • Cash Advance APR 25.24%
  • Annual Fee None
  • Late Payment Fee Up to $37
  • Cash Advance Fee The greater of $10 or 3%
  • Returned Payment Fee Up to $37
  • Balance Transfer Fee The greater of $10 or 3%
  • Foreign Exchange Fee 3%
  • Minimum Interest Charge $1.00
  • Rewards Details Earn 3 points per dollar on Gander Mountain purchases, 2 points per dollar on gas and groceries, 1 point per dollar everywhere else
  • Signup Bonus $60 rewards certificate when you spend $500 in the first $90 days


  • Click "APPLY NOW" to apply online
  • Automatically enrolled in Rewards Program!
  • $60 rewards certificate when you spend $500 on every day purchases with your new Gander Mountain MasterCard in the first 90 days and one of the purchases is outside of Gander Mountain/Overton’s
  • 3 points per Dollar on all Gander Mountain purchases
  • 2 Points per Dollar on Gas and Grocery purchases
  • 1 Point per Dollar everywhere else Mastercard is accepted
  • Once you earn 2,000 points, you will receive a $20 reward certificate!
  • Reward points are automatically tracked and available on your monthly statement! 
  • Sign up on-line to  view your monthly statements and make payments, download your recent transactions, add authorized buyers and much more!

Expert Reviews

From the Editorial Team

The Gander Mountain MasterCard offers the opportunity to earn rewards on your Gander Mountain purchases. For frequent shoppers looking to gain the most out of their Gander Mountain purchases, this might be the store credit card for you!

Expert Reviews of the Gander Mountain MasterCard

  • 2.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0


  • 3.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

It's all about the rewards program with the Gander Mountain MasterCard. The rewards translate to signficant savings, once your rewards total a minimum of 2,000 points you'll receive a $20 rewards certificate. Points expire 36 months after they are earned and once a rewards certificate is received, that expires 12 months after they are issued. 

The Good

This card has no annual fee. In addition, cardmembers will enjoy the ability to earn rewards points at Gander Mountain, gas and supermarket, and everyday purchases. This lucrative rewards points program has the potential for significant savings at Gander Mountain.

The Not So Good

For those who carry a balance, interest fees incurred could negate the value of rewards points. There's also a 3% foreign transaction fee. Choosing to transfer a balance to this card could add up to quite the number of fees, from the APR of 25.24% plus balance transfer fee that's the greater $10 or 3%.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

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