Highlights

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Card information
Intro APR: Regular APR: Annual Fee: Intro Period: Issuer: Brand: Balance Transfer: Credit Needed: Card Category:
0% for 9 Months* 13.99-20.99% (Variable)* None 9 months on purchases* Discover Discover N/A* Fair Student
Rates & Term Details

From CompareCards.com Editor Team:

The Discover Student card was designed for students, with cash back rewards that put more money back into the pockets of students through spending bonuses and other customer-friendly features. The bonus points, for example, fall into the kinds of merchandise categories that the typical high school or college student will relate to and frequently use.

  With the Discover Student More card you can earn 5% to 20% cash back when you shop within the Discover online shopping mall, and you earn 1% for virtually everything else you use the card to purchase. There are no upper limits on the cash rewards you can rack up over time, and rewards can be redeemed in a variety of ways including cash, gift cards, or instant e-Certificates that can be used to buy thing from more than 100 name-brand merchants who partner with Discover.

There is no annual fee with the Discover Student More card and you can qualify for a really attractive 0% intro APR on purchases for the first six months that you have the card. There are also some convenient hi-tech online account management tools, and you can have your choice from a few different cool card designs and graphics. The standard APR ranges from 12.99% to 19.99%, depending on your credit rating.

Our Expert Review

  • star
  • star
  • star
  • star
  • star

Overall Rating

  • star
  • star
  • star
  • star
  • star

Introductory APR
0% interest for 9 months.

  • star
  • star
  • star
  • star
  • star

Benefits
5% Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you. 5% to 20% Bonus at Discover's exclusive online shopping mall.

  • star
  • star
  • star
  • star
  • star

Fees
CA Fee is $10 or 5%* whichever is greater

  • star
  • star
  • star
  • star
  • star

Regular APR
13.99%-20.99%*(Variable)

The Bottom-Line
The Discover Student More card caters to the needs of students with no annual fee, an attractive 0% intro APR offer, and huge cash back rewards for those who use the online Discover shopping mall. Other purchases get 1% cash back with no limits on how many rewards you can earn. Parents will also like the fact that the card offers free online account management features.

The Good
You get 1% cash back on everything, plus industrial strength bonus rewards if you shop at the exclusive Discover online mall. There is no annual fee and cardholders can also get a 0% APR for the first six billing cycles.

The Not So Good
The best rewards come via the Discover online mall. So if that kind of shopping is not your cup of tea, then you won’t be able to take full advantage of that highly-touted perk.

RATING:  
  • star
  • star
  • star
  • star
  • star
i'm seeing my credit score built...
Date Posted: 08/03/2008        By: justin timberlake (wyoming)
Detailed Ratings:
  • star
  • star
  • star
  • star
  • star
Introductory APR (Purchases and Transfers)      
Benefits (Reward program,service discounts, theft protection)      
Fees (Balance transfers, annual fee, cash advances)      
Standard APR      
Customer Service      
REVIEW:
It's a great card for me. I'm a college student, and while I don't spend too much, when I do I always use this card because i get some of my money back.
I definitely would not recommend this card to a friend.
5 out of 10 people found this review helpful.
Was this review helpful? Yes   No  
Thank you for writing a credit card review and rating Discover® Student Card. By taking a few minutes to share your opinions regarding Discover® Student Card, you are helping other credit card users make informed decisions. Your Discover® Student Card review is subject to our review guidelines.
Rate Your Discover® Student Card
*
* Your Rating for Discover® Student Card: Click numbers to rate the card
1 2 3 4 5
  
 
How is the Discover® Student Card in terms of: < Poor         Great >
* Introductory APR (Purchases and Transfers)
* Benefits (Reward program, service discounts, theft protection)
* Fees (Annual fee, balance transfers, cash advances)
* Standard APR
* Customer Service
The most useful comments contain specific examples about:
  • How the Discover® Student Card card has benefited you
  • Things that make Discover® Student Card better than other credit card
  • Things that aren't so great about Discover® Student Card
Please do not include: HTML, references to other sites, personal information or any profane, inflammatory or copyrighted comments.
*
Yes, I would recommend the Discover® Student Card
No, I would not recommend the Discover® Student Card
*
Ex. John the Runner
*
Ex. Chicago, IL