Discover® Student Card

From CompareCards.com Editor Team:

The Discover Student card was designed for students, with cash back rewards that put more money back into the pockets of students through spending bonuses and other customer-friendly features. The bonus points, for example, fall into the kinds of merchandise categories that the typical high school or college student will relate to and frequently use.

  With the Discover Student More card you can earn 5% to 20% cash back when you shop within the Discover online shopping mall, and you earn 1% for virtually everything else you use the card to purchase. There are no upper limits on the cash rewards you can rack up over time, and rewards can be redeemed in a variety of ways including cash, gift cards, or instant e-Certificates that can be used to buy thing from more than 100 name-brand merchants who partner with Discover.

There is no annual fee with the Discover Student More card and you can qualify for a really attractive 0% intro APR on purchases for the first six months that you have the card. There are also some convenient hi-tech online account management tools, and you can have your choice from a few different cool card designs and graphics. The standard APR ranges from 12.99% to 19.99%, depending on your credit rating.

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Overall Rating

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Introductory APR
0% interest for 9 months.

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Benefits
5% Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you. 5% to 20% Bonus at Discover's exclusive online shopping mall.

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Fees
CA Fee is $10 or 5%* whichever is greater

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Regular APR
13.99%-20.99%*(Variable)

The Bottom-Line
The Discover Student More card caters to the needs of students with no annual fee, an attractive 0% intro APR offer, and huge cash back rewards for those who use the online Discover shopping mall. Other purchases get 1% cash back with no limits on how many rewards you can earn. Parents will also like the fact that the card offers free online account management features.

The Good
You get 1% cash back on everything, plus industrial strength bonus rewards if you shop at the exclusive Discover online mall. There is no annual fee and cardholders can also get a 0% APR for the first six billing cycles.

The Not So Good
The best rewards come via the Discover online mall. So if that kind of shopping is not your cup of tea, then you won’t be able to take full advantage of that highly-touted perk.