Highlights

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus®* in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email alerts
Card information
Intro APR: Regular APR: Annual Fee: Intro Period: Issuer: Brand: Balance Transfer: Credit Needed: Card Category:
0% for 9 Months* 12.99-18.99% (Variable)* None 9 months on purchases* N/A Discover N/A* Fair Student
Rates & Term Details

From the CompareCards.com Editorial Team:

With the Discover Student Card Monogram Collection you get the potential for unlimited cash back rewards while paying no annual fee and enjoying a 0% introductory APR on purchases for the first six months.

You also get 5% cash back rewards in popular categories like groceries, restaurants, and travel – and as much as 20% cash back bonuses when you use the exclusive online mall affiliated with the card. You can also get a card with your initials printed on it in a bold design for those who want their plastic to not just work well but also look good when they pull it out to complete a transaction.

The Discover Student Card Monogram Colelction is a good choice for the student wanting to take advantage of a low intro rate – as long as they are careful to pay off their balance before the rate expires – and for those wanting to earn some free perks for travel or other rewards. The cards are visually attractive and colorful, and you can monogram the card with a choice of three different styles.

Expert Reviews of the Discover® Student Card - Monogram Collection

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Introductory APR

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Regular APR

The Bottom-Line
This card offers a solid rewards program and an attractive 0% intro APR for six months, plus no annual fee and the chance to monogram and personalize the card. For students wanting more than just a basic credit card or those wanting to maximize their earnings power through cash back bonuses, this is a good choice.

The Good
There is no annual fee and a 0% intro rate, plus a pretty robust rewards program with no limits on rewards.

The Not So Good
You’ll have to have a decent credit history.

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