Highlights

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus®* in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email alerts
Card information
Intro APR: Regular APR: Annual Fee: Intro Period: Issuer: Brand: Balance Transfer: Credit Needed: Card Category:
0% for 9 Months* 12.99-18.99% (Variable)* None 9 months on purchases* N/A Discover N/A* Fair Student
Rates & Term Details

From the CompareCards.com Editorial Team:

With the Discover Student Clear card there is no annual fee and a 0% intro APR on purchases for nine months. There are some handy online account management tools to assist students in monitoring their accounts and their credit, and the program also offers ways to get special discounts by shopping at stores that partner with Discover.

But the main reason most people opt to carry this card is to enjoy the potential for earning cash back rebates or rewards. The cash back rewards program offers up to 1% cash back on all purchases, and it is based on a tiered system so that the amount earns increases the more you spend. But you automatically earn a full 5% back in selected categories of expenses that change on a rotating schedule. These include popular kinds of expenses like travel, gas, and restaurants. You also earn double points when shopping at designated stores that have arrangements with Discover.

The Discover clear card is a reliable card especially designed to help students establish their credit and learn responsible credit card management. The card is accepted anywhere that Discover is honored and it is also backed one of the highest rated customer service teams in the card industry.

Expert Reviews of the Discover® Student Clear Card

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Overall Rating

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Introductory APR

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Regular APR

The Bottom-Line
This is a solid credit card from a reliable and customer-service oriented company, and it offers students the chance to earn lots cash back and other perks lots of different ways. There are also some handy online card account management features available free of charge.

The Good
There is no annual fee, a long 0% introductory rate period, and the chance to earn lots of cash back and other rewards.

The Not So Good
The rewards schedule is based on earning more as you spend more each year, but some students don’t have that much money to spend so they won’t benefit from top-tier rewards.

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