Highlights

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Card information
Intro APR: Regular APR: Annual Fee: Intro Period: Issuer: Brand: Balance Transfer: Credit Needed: Card Category:
0%* for 6 Months 10.99-20.99% (Variable)* None 6 months on purchases* N/A Discover 0%* for 18 Months Excellent Balance Transfer, Low Interest
Rates & Term Details

From CompareCards.com Editor Team:

With the Discover More credit card you can earn a solid 1% cash back on all of your purchases, plus 5% of your purchases that are made in specially designated bonus cash back categories. The strong earnings categories change on a regular basis through the cash back program calendar associated with the Discover More program – but they typically include such popular ones as products and services related to travel, dining, groceries, and gas.

For additional earnings you can gain 5% to 20% cash back bonuses by shopping within the program’s exclusive online shopping mall of premium merchants, products, and services. You can then cash out your accumulated rewards points via cash, by making a charitable contribution of your liking, or by converting them into purchase power for merchandise or gift cards.

Discover More additionally offers new card members a 0% introductory APR for 12 months from the date of account opening, followed by an APR that can be as low as 11.99% if your credit rating is high enough to be eligible.
There is also no annual fee, rounding out the host of benefits and cash back opportunities available from this unique rewards card.

Expert Reviews of the Discover® More® Card

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Overall Rating

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Introductory APR

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Benefits

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Regular APR

The Bottom-Line
A lengthy balance transfer period and lower transfer fee than some other providers, a great card if Discover is your choice of issuers.

The Good
More savings for transferring a balance from a higher interest card to a 0% interest card.

The Not So Good
Promotional period for purchases is below the industry average for prime card holders.

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