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3.7/5.0 from 36 Offer Ratings
Over the Past 60 Days!
Late Payment Fees No late fee on your first late payment*
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Penalty APR None
Rewards Cap 5% rewards categories cap at $1,500/quarter
Rewards Rate 5% in rotating categories & 1% on everything else
Annual Fee $0
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance No
Flight Accident Insurance Yes
Lost Luggage Reimbursement No
Concierge Service No
The Discover It credit card was created for students - and only students. You must be enrolled in a college or university in order to get approved for this card. This card comes with everything you wish all cards came with – no annual fee, no foreign transaction fees, no overlimit fee, and a free pass the first time you miss a payment. Your APR will not increase due to late payment and the APR remains at 0% for the first 6 months on purchases. Students will also enjoy no fraud liability on unauthorized purchases.
As an exclusive offer, Discover will automatically double all the cash back at the end of your first year of cardmembership.* Users will earn unlimited 1% cash back on purchases students are already making, such as text books and coffee for late night study sessions. Card users have the ability to choose their payment due date and payments are considered on-time until midnight the day of. This card is further customizable by offering 5 different credit card designs to choose from that will fit any personality.
As a student it’s hard to remember important things that don’t relate to school. Discover offers great customer service that’s available any time of the day to answer your questions and are located in the U.S. They also have cash back concierge experts on hand to help you understand your rewards and get the most out of your card. Discover offers an expedited credit card delivery so you can get on track to building your credit fast.
The Discover it® for Students is the perfect credit card for students to get to build credit and earn cash back while they are in school.
There's no limit to how much bonus cash you can earn with the Cashback Match offer in your first year. Also, you won't ever have to worry about paying an annual fee or foreign transaction fees.
The minimum line of credit is a bit low, starting at $500 and the APR jumps to 13.24% - 22.24* (Variable) after the first 6 months.
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Discover.
36 Total Ratings