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Discover it® chrome for Students

 

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Your Rating:

4.0/5.0 from 7 Offer Ratings
Over the Past 60 Days!

(7) Over the Past 60 Days!

  • Regular Purchase APR 13.24% - 22.24* (Variable)
  • Intro Purchase APR 0%* for 6 Months
  • Intro BT APR 10.99% for 6 Months
  • Annual Fees $0
  • Credit Needed

    Fair Credit

  • Card Brand Discover

Card Details

Highlights

  • Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
  • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. 1% cash back on all your other purchases.
  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements & online.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.24% - 22.24%.
  • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Card Fees

Late Payment Fees No late fee on your first late payment*

Foreign Transaction Fee None

Balance Transfer Fee 3%

Penalty APR None

Ongoing Information

Rewards Cap 2% reward categories cap at $1,000/quarter

Rewards Rate 2% up to the quarterly maximum & 1% on everything else

Annual Fee $0

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance No

Flight Accident Insurance Yes

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

From the CompareCards.com Editorial Team

The Discover It chrome credit card was created for students - and only students. You must be enrolled in a college or university in order to get approved for this card.  This card comes with everything you wish all cards came with – no annual fee, no foreign transaction fees, no overlimit fee, and a free pass the first time you miss a payment. The APR remains at 0% for the first 6 months. Students will also enjoy no fraud liability on unauthorized purchases.

As an exclusive offer, you can earn double cash back at the end of your first year of cardmembership.* Users will earn unlimited 1% cash back on purchases students are already making, such as text books and coffee for late night study sessions. Additionally, student cardholders will earn 2% cash back on up to $1,000 in combined purchases at gas stations and restaurants. Card users have the ability to choose their payment due date and payments are considered on-time until midnight the day of. 

Discover offers great customer service that’s available any time of the day to answer your questions and are located in the U.S. They also have cash back concierge experts on hand to help you understand your rewards and get the most out of your card. Discover offers an expedited credit card delivery so you can get on track to building your credit fast. 

Expert Reviews of the Discover it® chrome for Students

  • 4.0

    Regular APR

  • 3.5

    Intro APR

  • 4.0

    Fees

  • 4.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

The Discover it® chrome for Students credit card has a slew of fee-free services and an excellent rewards program. If you’re trying to build your credit while in college, this is a great choice – just be sure to make your payments on time and keep your account active so you can redeem all cash back bonuses.

The Good

Earning 2% cash back on every day purchases such as at gas stations and at restaurants is appealing enough for students to want this card. Card holders will also receive 1% cash back on all other purchases.

The Not so Good

The minimum line of credit is a bit low, starting at $500 and the APR jumps to 13.24% - 22.24* (Variable) after the first 6 months.

Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Discover.

Consumer Reviews

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Offer Rating

4.0/5.0

7 Total Ratings

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(5)
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Your Rating

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