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4.0/5.0 from 7 Offer Ratings
Over the Past 60 Days!
Late Payment Fees No late fee on your first late payment*
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Penalty APR None
Rewards Cap 2% reward categories cap at $1,000/quarter
Rewards Rate 2% up to the quarterly maximum & 1% on everything else
Annual Fee $0
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance No
Flight Accident Insurance Yes
Lost Luggage Reimbursement No
Concierge Service No
The Discover It chrome credit card was created for students - and only students. You must be enrolled in a college or university in order to get approved for this card. This card comes with everything you wish all cards came with – no annual fee, no foreign transaction fees, no overlimit fee, and a free pass the first time you miss a payment. The APR remains at 0% for the first 6 months. Students will also enjoy no fraud liability on unauthorized purchases.
As an exclusive offer, you can earn double cash back at the end of your first year of cardmembership.* Users will earn unlimited 1% cash back on purchases students are already making, such as text books and coffee for late night study sessions. Additionally, student cardholders will earn 2% cash back on up to $1,000 in combined purchases at gas stations and restaurants. Card users have the ability to choose their payment due date and payments are considered on-time until midnight the day of.
Discover offers great customer service that’s available any time of the day to answer your questions and are located in the U.S. They also have cash back concierge experts on hand to help you understand your rewards and get the most out of your card. Discover offers an expedited credit card delivery so you can get on track to building your credit fast.
The Discover it® chrome for Students credit card has a slew of fee-free services and an excellent rewards program. If you’re trying to build your credit while in college, this is a great choice – just be sure to make your payments on time and keep your account active so you can redeem all cash back bonuses.
Earning 2% cash back on every day purchases such as at gas stations and at restaurants is appealing enough for students to want this card. Card holders will also receive 1% cash back on all other purchases.
The minimum line of credit is a bit low, starting at $500 and the APR jumps to 13.24% - 22.24* (Variable) after the first 6 months.
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Discover.
7 Total Ratings