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4.0/5.0 from 5 Offer Ratings
Over the Past 60 Days!
Late Payment Fees No late fee on your first late payment*
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Penalty APR None
Rewards Cap 2% reward categories cap at $1,000/quarter*
Rewards Rate 2% cash back at gas stations & restaurants, 1% on everything else
Annual Fee $0
$0 Fraud Liability Yes
Auto Rental Insurance No
Extended Warranty Program No
Roadside Assistance No
Purchase Protection No
Travel Assistance No
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
The Discover it Chrome credit card comes with everything you wish all credit cards came with – no annual fee, no foreign transaction fees, no overlimit fee, and a free pass the first time you miss a payment! Cardholders get 0% intro APR for 12 months on both purchases and balance transfers, followed by a variable APR of 11.24% - 23.24%*, depending on creditworthiness.
With the Discover it Chrome credit card you can earn 1% cash back on all purchases and 2% cash back in combined gas and restaurant purchases combined, up to $1,000 each quarter. Rewards can be redeemed at any time and never expire. Cardholders can choose to have their cash back rewards credited to their account, donate them to a charity of their choice, or to pay for items from select online retailers. As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of cardmembership.*
In addition to the host of cash back opportunities, this credit card also offers a free FICO Credit Score on monthly statements, online, and on Discover’s mobile app. Cardholders will also enjoy no fraud liability on unauthorized purchases.
The Discover it® chrome credit card has an excellent rewards program, a nice intro APR and very few fees. If you’re trying to earn bonus rewards for restaurant and gas purchases, this card is a great choice!
Cardholders won’t have to pay an annual fee, will earn 2% cash back on gas and restaurant purchases, and 1% cash back on all other purchases. Rewards don’t expire and can be redeemed easily online.
The bonus rewards caps out at $1,000 per quarter.
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Discover.
5 Total Ratings