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3.8/5.0 from 76 Cardholder Reviews Over the Past 60 Days!
11.24% - 23.24%* (Variable)
0% for 12 Months
0% for 12 Months
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Penalty APR None
Rewards Cap 5% rewards categories cap at $1,500/quarter
Rewards Rate 5% on rotating categories & 1% on everything else
Annual Fee $0*
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance No
Flight Accident Insurance Yes
Lost Luggage Reimbursement No
Concierge Service No
With the Discover it credit card you can earn a solid 1% cash back on all of your purchases, plus 5% of your purchases that are made in specially designated bonus cash back categories. The strong earnings categories change on a regular basis through the cash back program calendar associated with the Discover More credit card program – but they typically include such popular ones as products and services related to travel, dining, groceries, and gas. As an exclusive offer, you can earn double cash back at the end of your first year of cardmembership.*
The cash back you earn won't expire as long as your account is open and in good standing, and it's very easy to redeem the cash back you've earned as a statement credit credit towards your account. You can also redeem the accumulated rewards by making a charitable contribution of your liking, or by converting them into purchase power for merchandise or gift cards.
The Discover it credit card additionally offers new card members a 0% introductory APR for 12 months from the date of account opening, followed by an APR that can be as low as 11.24% if your credit rating is high enough to be eligible.There is also no annual fee, rounding out the host of benefits and cash back opportunities available from this unique rewards card.
The Discover it credit card gives its cardholders more in terms of cash back opportunities that are coupled with an attractive 0% introductory APR and no annual fee. For those who are shopping for a good cash back program, the Discover it is definitely worth looking into as a solid choice.
There is no annual fee, 0% APR for 12 months, and you can earn 5% back in rotating categories and a dependable 1% cash back on everything else – plus as an exclusive offer, you can earn double miles at the end of your first year of card membership.*
Many of the best bonus programs are based on special time-limited promotions or are gained by shopping in designated stores that have special arrangements with Discover. So if you don’t take advantage of those you won’t enjoy some of the most rewarding features of the card.
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Discover.
76 Total Ratings