Highlights

  • Designed for businesses with an established credit history
  • $100 gift card - when you redeem the 10,000 bonus ThankYou® points received after $300 in purchases within 3 months of account opening
  • 0% intro APR on Purchases for 6 months. After that, 13.24% variable
  • 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases
  • Earn rewards for your business expenses, including purchases made on employee cards
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No Annual Fee*
Card information
Intro APR: Regular APR: Annual Fee: Intro Period: Issuer: Brand: Balance Transfer: Credit Needed: Card Category:
0.00%* 13.24% (Variable)* $0.00* 6 months on purchases* N/A N/A N/A* N/A Business
Rates & Term Details

From the CompareCards.com Editorial Team:

With this card there is no annual fee and you can earn as many cash rewards as you like with no expiration dates and no preset spending limits. Get 1% back on everything, a whopping 50% annual bonus on the cash you earned that year, and 15,000 bonus points when you spend just $1,000 within the first three months of membership.

You can also earn triple points for special business-oriented categories like when you shop at designated office supply stores or for certain kinds of professional services. Cash rewards can be accessed through an automatic withdrawal, a check, or an account credit – the choice is yours. Those who do business overseas will be glad to know there are no foreign transaction fees, either. Meanwhile you get $0 fraud liability protection plus 24-hour travel assistance services, so if your vehicle breaks down or you get locked out of your car help is just a phone call away.

Expert Reviews of the CitiBusiness® World Card

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Introductory APR

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Regular APR

The Bottom-Line
The Citi Business World Card is a great cash back rewards card with lots of perks and easy ways to earn. Plus there is no annual fee, no preset limits, and you can earn robust bonus points just for using the card. If you want a cash rewards card especially for business, it’s a great choice with user-friendly features and no bothersome restrictions.

The Good
There is no annual fee and you get 15,000 points just for spending $1,000 during the first three months. You also get 50% bonus rewards as an annual perk, and all year ‘round you earn 1% cash back on all your purchases with no preset spending limits or expiration dates.

The Not So Good
To qualify for this card you’ll need excellent credit, and some features are tailored to businesses so if you don’t do business it may not be the most appropriate card.

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