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Citi ThankYou® Preferred Card for College Students-Earn 2,500 Bonus Points

Credit Card for College Students with ThankYou® Points

Citi ThankYou® Preferred Card for College Students-Earn 2,500 Bonus Points

Credit Card for College Students with ThankYou® Points

 

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Your Rating:

3.7/5.0 from 35 Offer Ratings
Over the Past 60 Days!

(35) Over the Past 60 Days!

  • Regular Purchase APR 14.24% - 24.24%* (Variable)
  • Intro Purchase APR 0% for 7 months*
  • Intro BT APR N/A
  • Annual Fees $0*
  • Credit Needed

    Average/Fair

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment. 
  • 1 ThankYou® Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points with this card
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*

Card Fees

Late Payment Fees Up to $35

Foreign Transaction Fee 3% of each purchase transaction in US dollars

Balance Transfer Fee Either $5 or 4%, whichever is greater

Cash Advance Fee $10 or 5%, whichever is greater

Returned Payment Fee Up to $35

Penalty APR Up to 29.99%, based on your credit­worthiness

Minimum Interest Charge $0.50

Ongoing Information

Rewards Cap No Cap

Rewards Rate 2 ThankYou® Points per dollar spent on purchases for dining and entertainment, 1 ThankYou® Point on other purchases

Annual Fee $0*

Grace Period 23 Days

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance No

Flight Accident Insurance Yes

Lost Luggage Reimbursement No

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

With the Citi ThankYou Preferred Card for College Students,from our partner Citi, you have many ways to earn points on your purchases and you'll get the best credit cards for college students! To start, new cardmembers can earn 2,500 bonus ThankYou Points after spending atleast $500 in purchases in the first 3 months of membership. Citibank student credit card members can earn 2 ThankYou Points per dollar spent when dining at restaurants and on entertainment and also earn 1 ThankYou Point on all other purchases.

ThankYou Points don't expire and there's no cap on the number of points you can earn. ThankYou Points can be redeemed for merchandise, travel, rewards, gift cards, cash and more. If you can’t find a reward that appeals to you, contact Citibank and they may be able to create one just for you through their Your Wish Fulfilled option.

This is a great credit card for college students who travel because it comes equipped with pin-and-chip technology, which also adds another layer of security. Citibank does advertise its products on CompareCards.

Expert Reviews of the Citi ThankYou® Preferred Card for College Students

  • 4.0

    Regular APR

  • 3.5

    Intro APR

  • 3.5

    Fees

  • 4.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

The Citi ThankYou Preferred Card for College Students earns cardholders ThankYou® Points on all purchases and comes with a bonus of 2,500 ThankYou Points for new cardmembers.

The Good

Rewards are endless with this card, which is a rare feature in student credit cards, especially in cards that have no annual fee. Earn 2 ThankYou Points on dining at restaurants and on entertainment and 1 ThankYou Point on all other purchases.

The Not so Good

The Variable APR of 14.24% - 24.24%* (Variable) kicks in after the intro period ends, or if you violate certain cardholder terms within those first 7 months. For those who plan to travel over seas there is a foreign transaction fee of 3% per transaction.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews

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Offer Rating

3.7/5.0

35 Total Ratings

5 Star
 
 
(7)
4 Star
 
 
(16)
3 Star
 
 
(9)
2 Star
 
 
(2)
1 Star
 
 
(1)

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+33 users submitted a rating without a full review

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6 Found this review helpful

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By: | Oct 8, 2014

This credit card is great for college student who have started building up their credit and are looking to get a card that offers a little more "rewards". The no annual fee and 0% intro APR for the first 7 months is great! But the first downfall is the variable APR after the intro is not that great. The other downfall would be for this card is that many college students either travel or study abroad and being charged 3% on every foreign transaction is a fee that can start to add up if they carry the card instead of currency. Which many probably would considering it has the Chip technology.

5 Found this review helpful

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By: | Oct 7, 2014

No annual fee, cash back on purchases, & 0% intro APR is nice, but the variable APR isn't great. Good for a college student, but not great for after.

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