Citi® Platinum Select® Visa®

From the CompareCards.com Editorial Team:

The Citi® Platinum Select® Visa Card is one of the best balance transfer and low purchase APR credit cards around. While Citi offers many different credit card options, this is the top card when it comes to transfers. With one of the lowest regular APRs, the citi platinum select card also gives you 18 months from date of account opening to transfer high-interest balances (then 18 months of 0% APR from the date of the transfers). Zero liability on unauthorized purchases and online account management features make this a great card to have in your back pocket.

In addition to the 0% APR on balance transfers and purchases for the first 18 months, you can also enjoy the benefits of no annual fee and free Citi Identity Theft Solutions. With Internet theft on the rise, having some type of watchdog to monitor your accounts is imperative. This is just another added benefit toward being a Citi Platinum Select cardholder. 

Like other credit cards, the Citi Platinum Select Card offers an APR which is based on your individual credit history and is definitely one of the most competitive rates in the industry. If you have balances on other high interest credit cards, this is a great opportunity to take advantage of the interest savings from a 0% APR credit card.0% for up to 18 months

The Bottom-Line
This is a very good basic balance transfer card for anyone with high interest balances to transfer. The low regular APR makes this a good card for anyone who would like the flexibility to carry over balances from time to time.

The Good
Take 6 months from opening the account to make a balance transfer and then get 0% APR from date of transfer. Low regular APR on transfers and purchases.

The Not So Good
Not much negative about this card. APR is based on credit history but even the highest rate is competitive with similar cards.