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Citi® Hilton HHonors™ Visa Signature® Card

Citi® Hilton HHonors™ Visa Signature® Card


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Your Rating:

3.8/5.0 from 4 Offer Ratings
Over the Past 60 Days!

(4) Over the Past 60 Days!

  • Regular Purchase APR 15.74% - 19.74%* (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fees $0
  • Credit Needed


  • Card Brand Visa

Card Details


  • Click "APPLY NOW" to apply online
  • Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2  HHonors Bonus Points for each $1 spent on all other purchases.*
  • Enjoy the benefits of HHonors Silver status as long as you are a cardmember* 
  • No annual fee.*

Card Fees

Late Payment Fees Up to $35

Foreign Transaction Fee 3% of each purchase transaction in US dollars

Balance Transfer Fee Either $5 or 3%, whichever is greater

Cash Advance Fee $10 or 5%, whichever is greater

Returned Payment Fee Up to $35

Penalty APR Up to 29.99%, based on your credit­worthiness

Minimum Interest Charge $0.50

Ongoing Information

Rewards Cap No Cap

Rewards Rate 6 Points per dollar on hotel stays with Hilton, 3 Points per dollar spent at supermarkets, drugstores and gas stations, 2 Points on other purchases

Annual Fee $0

Grace Period 23 Days

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

From the Editorial Team

This is an excellent travel rewards card for those who frequent Hilton Hotels. The Citi Hilton HHonors™ Visa Signature® Card lets you earn points for every dollar spent at Hilton hotels. You can earn 6 points for every dollar spent at Hilton hotels, 3 points for every dollar spent at gas stations, drugstores, and supermarkets, and 2 points for every dollar spent on everything else. These points can be redeemed for free hotel nights, airline miles or car rentals-definitely a plus for business travelers! Citibank does advertise its products on CompareCards.

This card also offers a great signup bonus; you earn 75,000 bonus points after you make $2,000 worth of purchases in the first 4 months. Another great benefit of this card is that there’s no annual fee so you can get all the perks without spending any extra money. That's hard to find in a hotel rewards card!

Some great services for card members include Citi Price Rewind, identity theft solutions, zero liability on unauthorized charges, retail purchase protection, auto rental insurance, and more. Basically, Hilton and Chase teamed up to make sure you’re covered.

Expert Reviews of the Citi® Hilton HHonors™ Visa Signature® Card

  • 4.0

    Regular APR

  • 2.0

    Intro APR

  • 4.0


  • 3.5


  • star rating 4.0/5

    Overall Rating

The Bottom Line

There are very few rewards credit cards out there that have no annual fee and this is one of them. That perk alone makes this card a winner in our book if you are a frequent guest at Hilton Hotels. The sign-up bonus and generous points program make this card a great choice for business travelers and those who just travel often.

The Good

The potential to earn rewards is very large and members enjoy early check-ins, late check-outs and free access to Hilton fitness centers with the Hhonors Silver status.

The Not so Good

There’s no promotional APR and there’s a fee for foreign transactions. If you frequently travel out of the states, hopefully the slew of rewards is enough to incentivize you to look past the extra fee.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews

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Offer Rating


4 Total Ratings

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+2 users submitted a rating without a full review

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11 Found this review helpful

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By: | Sep 25, 2014

the minimum is 30.000 points for a one night room

4 Found this review helpful

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By: | Sep 22, 2014

Quick and easy app

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