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3.8/5.0 from 15 Cardholder Reviews Over the Past 60 Days!
Late Payment Fees Up to $35
Foreign Transaction Fee None
Balance Transfer Fee Either $5 or 3%, whichever is greater
Cash Advance Fee $10 or 5%, whichever is greater
Returned Payment Fee Up to $35
Penalty APR Up to 29.99%, based on your creditworthiness
Minimum Interest Charge $0.50
Rewards Cap No Cap
Rewards Rate 10 Points per dollar on hotel stays with Hilton, 5 Points per dollar on airlines and car rentals, and 3 Points per dollar on other purchases
Annual Fee $95
Grace Period 23 Days
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance Yes
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement Yes
Concierge Service Yes
The Citi® Hilton HHonors™ Reserve Card is great for those that stay at Hilton hotels multiple times a year and who travel abroad often. Issued by Visa and equipped with a pin-and-chip, this card will be accepted all over the world. Citibank does advertise its products on CompareCards. The first great perk of this card is that you can earn 2 weekend night certificates, each good for 1 weekend night within the Hilton HHonors portfolio, but only after you spend $2,500 on qualified purchases in the first 4 months of card membership.
This card is a step up from the Citi Hilton HHonors™ Visa Signature® Card, allowing you to earn even more in rewards and users receive an automatic upgrade to HHonors Gold status. Card members can earn 10 HHonors bonus points per $1 spent on hotel stays within the Hilton HHonors portfolio, earn 5 HHonors bonus points for every $1 spent on car rental purchases and on airline purchases, while also earning 3 HHonors bonus points per every $1 spent on other eligible purchases.
Additional bonuses include the chance to earn a cardmembership anniversary bonus of 1 weekend night certificate, good for one weekend night at select hotels and resorts within the Hilton HHonors portfolio. This card comes with 12 other great services, like trip cancellation coverage and auto rental insurance, which is a bit less than the 16 included services you receive with the Citi Hilton HHonors™ Visa Signature® Card.
Card members enjoy an abundance of perks with 12 included services, the option to add Citi IdentityMonitor and endless reward opportunities. Just be sure to read the terms of your cardmembership to make sure you can get your full rewards.
This is great for those that travel abroad and stay at Hilton hotels; no foreign transaction fees, additional travel coverage and insurance, Gold status, and three different bonus point earning categories.
In order to get the full benefits from this card you must frequently stay at Hilton hotels and there is a $95 annual fee.
Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Citibank.
15 Total Ratings