Citi® Dividend Platinum Select Visa Card

Highlights

  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
  • Each quarter, you can enroll to earn additional cash back in popular categories.
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No annual fee*
Card information
Intro APR: Regular APR: Annual Fee: Intro Period: Issuer: Brand: Balance Transfer: Credit Needed: Card Category:
0% for 12 Months* 12.99%-22.99%* (Variable) None Citi Visa 0% for 12 Months* Excellent Low Interest, Reward, Cash Back
Rates & Term Details

From the CompareCards.com Editorial Team:

The Citi Dividend Platinum Select is a solid rewards card with some additional perks that make it a worthy contender if you are shopping around for a cash back card with some money-saving features. Sure, there are plenty of cards that offer cash back, and for that reason you need to compare their benefits carefully to look for bottom-line savings and maximum rewards, but the Citi Dividend Platinum Select card is a great place to start your search.

This card offers a bonus $100 for signup on the first $500 in credit card purchases over 3 months. Over the long haul this card also offers 1% cash back on virtually all of your purchases, plus a variable APR that can go as low as 12.99%, based on your creditworthiness. Plus you get an introductory rate of 0% on purchases and balance transfers for 12 months.

Earn additional cash back in seasonal categories, plus an average of 5% unlimited cash back on average when you shop through the Citi Bonus Cash Center where particular merchants have special arrangements to pass discounts along to you. Meanwhile there is no annual fee.

Expert Reviews of the Citi® Dividend Platinum Select Visa Card

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Overall Rating

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Introductory APR

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Benefits

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Regular APR

The Bottom-Line

The Good

The Not So Good

RATING:  
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Solid Cash Card
Date Posted: 04/02/2012        By: Tanner (Belmont, WA)
Detailed Ratings:
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Introductory APR (Purchases and Transfers)      
Benefits (Reward program,service discounts, theft protection)      
Fees (Balance transfers, annual fee, cash advances)      
Standard APR      
Customer Service      
REVIEW:
If you are looking for a combo of low apr and cash back - this is a nice option!
I definitely would recommend this card to a friend.
2 out of 2 people found this review helpful.
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