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Citi® Dividend Platinum Select® Visa® Card | $100 Cash Back
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Intro APR

0% for 12 Months*

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Intro BT

0% for 12 Months*

Expert Review:

Citi® Dividend Platinum Select® Visa® Card | $100 Cash Back Credit Card

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The Bottom Line

This is one of the more favored cash back credit cards because of the ability to earn 5% cash back in certain categories. Spend $500 in purchases within the first 3 months of opening your account and receive a $100 cash back bonus.

The Good

Card holders earn up to 5% cash back in categories that change quarterly and earn 1% back on all other purchases. Enjoy no annual fee and 0% APR for the first 12 months on balance transfers and purchases.

The Not so Good

In order to get the most benefits from this card you need to be spending in categories for that quarter so users should pay close attention.

Citi® Dividend Platinum Select® Visa® Card | $100 Cash Back

Features
Intro APR: 0% for 12 Months*
Regular APR: 12.99%-22.99%* (Variable)
Balance Transfer: 0% for 12 Months*
Annual Fee: $0
Credit Needed: Excellent to Good

Highlights

 

  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
  • Enroll at no additional cost each quarter for new categories that earn additional cash back
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No Annual Fee*

Rates & Term Details

From the CompareCards.com Editorial Team:

The Citi Dividend Platinum Select is a solid rewards card with some additional perks that make it a worthy contender if you're shopping around for a cash back card with some money-saving features. There are plenty of cards that offer cash back, and for that reason you need to compare their benefits carefully to look for bottom-line savings and maximum rewards - the Citi Dividend Platinum Select card is a great place to start your search.

This card offers a $100 bonus for signup on the first $500 in credit card purchases over 3 months. In the long run, this card offers a variable APR that can go as low as 12.99% based on your creditworthiness. Card holders also get a 12 month introductory rate of 0% on purchases and balance transfers.

Earn additional cash back in seasonal categories, plus an average of 5% unlimited cash back on average when you shop through the Citi Bonus Cash Center where particular merchants have special arrangements to pass discounts along to you. Also worth noting, card holders enjoy no annual fee.

By

(canada)

Date Posted

Visa Card

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Introductory APR (Purchases and Transfers)      
Benefits (Reward program,service discounts, theft protection)      
Fees (Balance transfers, annual fee, cash advances)      
Standard APR      
Customer Service      
Review:

How the Citi® Dividend Platinum Select Visa Card card has benefited you Things that make Citi® Dividend Platinum Select Visa Card better than other credit card Things that aren't so great about Citi® Dividend Platinum Select Visa Card

I definitely would recommend this card to a friend.

15 out of 40 people found this review helpful.

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By

(Belmont, WA)

Date Posted

Solid Cash Card

Rating
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Detailed Ratings
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Introductory APR (Purchases and Transfers)      
Benefits (Reward program,service discounts, theft protection)      
Fees (Balance transfers, annual fee, cash advances)      
Standard APR      
Customer Service      
Review:

If you are looking for a combo of low apr and cash back - this is a nice option!

I definitely would recommend this card to a friend.

22 out of 24 people found this review helpful.

Was this review helpful? Yes   No  

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