Citi® Dividend Platinum Select Visa Card - $200 Cash Back

Citi® Dividend Platinum Select Visa Card - $200 Cash Back
Apply Now

Highlights

  • $200 cash back after $500 in purchases within the first 3 months of account opening
  • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment.
  • Each quarter, you can enroll to earn additional cash back in popular categories.
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No annual fee*
Card information
Intro APR: Regular APR: Annual Fee: Intro Period: Issuer: Brand: Balance Transfer: Credit Needed: Card Category:
NA* 12.99-22.99% (Variable)* None 12 months on purchases* Citi Visa NA* Excellent Low Interest, Reward, Cash Back
Rates & Term Details

From the CompareCards.com Editorial Team:

The Citi Dividend Platinum Select  is a solid rewards card with some additional perks that make it a worthy contender if you are shopping around for a cash back card with some money-saving features. Sure, there are plenty of cards that offer cash back, and for that reason you need to compare their benefits carefully to look for bottom-line savings and maximum rewards, but the Citi Dividend Platinum Select card is a great place to start your search.

This card offers a bonus $200 for signup on the first $500 in credit card purchases over 3 months. Over the long haul this card also offers 1% cash back on virtually all of your purchases, plus a variable APR that can go as low as 13.99%, based on your creditworthiness.

Earn additional cash back in seasonal categories, plus an average of 5% unlimited cash back on average when you shop through the Citi Bonus Cash Center where particular merchants have special arrangements to pass discounts along to you. Meanwhile there is no annual fee.
Our Expert Review

  • star
  • star
  • star
  • star
  • star

Overall Rating

  • star
  • star
  • star
  • star
  • star

Introductory APR

  • star
  • star
  • star
  • star
  • star

Benefits

  • star
  • star
  • star
  • star
  • star

Fees

  • star
  • star
  • star
  • star
  • star

Regular APR

The Bottom-Line
This is a good card with no annual fee and plenty of ways to earn cash back while taking advantage of excellent 0% introductory interest rate offers. Based on your credit rating your rate will probably be 13.99, 16.99, or 20.99%, so if you have really great credit you can also get a pretty decent standard interest rate going forward.

The Good
A great offer to receive a free $200 on $500 worth of purchases. There is no annual fee, and you can get up to 5% back on special purchase categories, plus 1% back on everything else.

The Not So Good
There are other cards with more lucrative rewards, and some restrictions apply to the big 5% rewards. But this card is definitely a strong contender.
RATING:  
  • star
  • star
  • star
  • star
  • star
Good benefits
Date Posted: 06/27/2008        By: Lee W. Powers (San Diego, CA)
Detailed Ratings:
  • star
  • star
  • star
  • star
  • star
Introductory APR (Purchases and Transfers)      
Benefits (Reward program,service discounts, theft protection)      
Fees (Balance transfers, annual fee, cash advances)      
Standard APR      
Customer Service      
REVIEW:
Absolutely agree with previous review. With gas prices like $4 per gallon it is good that you can get at least some reward. Also, Citi provides great customer service. I am their client for past 7 years.
I definitely would recommend this card to a friend.
9 out of 9 people found this review helpful.
Was this review helpful? Yes   No  
RATING:  
  • star
  • star
  • star
  • star
  • star
Great All Around Cash Card
Date Posted: 05/21/2008        By: Dale the Bass Master (Knoxville, TN)
Detailed Ratings:
  • star
  • star
  • star
  • star
  • star
Introductory APR (Purchases and Transfers)      
Benefits (Reward program,service discounts, theft protection)      
Fees (Balance transfers, annual fee, cash advances)      
Standard APR      
Customer Service      
REVIEW:
Love the fact I can get 1% cash back and 5% cash back not only at the pump but also at grocery stores and other daily purchase spots.
I definitely would recommend this card to a friend.
7 out of 8 people found this review helpful.
Was this review helpful? Yes   No  
Thank you for writing a credit card review and rating Citi® Dividend Platinum Select Visa Card - $200 Cash Back. By taking a few minutes to share your opinions regarding Citi® Dividend Platinum Select Visa Card - $200 Cash Back, you are helping other credit card users make informed decisions. Your Citi® Dividend Platinum Select Visa Card - $200 Cash Back review is subject to our review guidelines.
Rate Your Citi® Dividend Platinum Select Visa Card - $200 Cash Back
*
* Your Rating for Citi® Dividend Platinum Select Visa Card - $200 Cash Back: Click numbers to rate the card
1 2 3 4 5
  
 
How is the Citi® Dividend Platinum Select Visa Card - $200 Cash Back in terms of: < Poor         Great >
* Introductory APR (Purchases and Transfers)
* Benefits (Reward program, service discounts, theft protection)
* Fees (Annual fee, balance transfers, cash advances)
* Standard APR
* Customer Service
The most useful comments contain specific examples about:
  • How the Citi® Dividend Platinum Select Visa Card - $200 Cash Back card has benefited you
  • Things that make Citi® Dividend Platinum Select Visa Card - $200 Cash Back better than other credit card
  • Things that aren't so great about Citi® Dividend Platinum Select Visa Card - $200 Cash Back
Please do not include: HTML, references to other sites, personal information or any profane, inflammatory or copyrighted comments.
*
Yes, I would recommend the Citi® Dividend Platinum Select Visa Card - $200 Cash Back
No, I would not recommend the Citi® Dividend Platinum Select Visa Card - $200 Cash Back
*
Ex. John the Runner
*
Ex. Chicago, IL