Citi® Diamond Preferred® Card

Overall Rating

  • star
  • star
  • star
  • star
  • star
  • star rating 1
  • star rating 2
  • star rating 3
  • star rating 4
  • star rating 5
styling arrow

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.6/5.0 from 689 Cardholder Reviews


689 Cardholder Reviews

Write a Review!

Add to Compare
Intro APR: 0% for 18 Months*
Regular APR: 11.99%-21.99%* (Variable)
Intro Balance Transfer: 0% for 18 Months*
Ongoing Balance Transfer: 11.99%-21.99%* (Variable)
Annual Fee: $0*
Credit Needed:
Excellent Credit

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!


  • Click "APPLY NOW" to apply online or call 877-836-4537
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.* 
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer. 
  • Citi Easy Deals(SM) Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*

Details from the Editorial Team

From the Editorial Team:

For those looking for a credit card with a low interest rate and lengthy promotional purchase and balance transfer period, the Citi Diamond Preferred card could be the one. Citi is offering 18 months 0% APR on purchases and balance transfers along with no annual fee. Not only is the regular APR highly competitive amongst other offers, but the Citi Diamond Preferred card also offers a multitude of card holder perks. Citibank does advertise its products on CompareCards.

While there isn’t a set rewards program offered with the Citi Diamond Preferred card, card holders can earn extra cash shopping online, receive price protection on purchases for up to 60 days and be enrolled in automatic travel accident insurance. Citi Dimaond credit card holders also receive purchase protection against theft, fire or accidental breakage of up to $1,000, 90 days from purchase. The Citi Diamond Preferred credit card is a solid credit card choice for those with Excellent credit looking for 0% intro rate.

Expert Reviews of the Citi® Diamond Preferred® Card


Overall Rating
  • star
  • star
  • star
  • star
  • star
Introductory APR
  • star
  • star
  • star
  • star
  • star
  • star
  • star
  • star
  • star
  • star
  • star
  • star
  • star
  • star
  • star
Regular APR
  • star
  • star
  • star
  • star
  • star
The Bottom Line

This card is a great choice for those looking to save by avoiding considerable interest rate expenses on high card balances.

The Good

This card offers an industry leading promotional period on purchases and balance transfers for up to 18 months.

The Not so Good

If you are interested in cash back or rewards, this card isn't for you.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Citibank.

Top Offers
No Annual
No Foreign Fees
Instant Approval
Balance Transfer
Low Interest
Cash Back

Selected reviews

Educational / User Friendly

I appreciate all the simple, easy-to-read facts that CompareCards offer. Each week CompareCards presents articles to teach the average consumer, lik… Read more

Rhonda Clancey

Rhonda Clancey,


Above the pack

Tops on the ConsumerAction list says it all Read more

Chris Mettler

Chris Mettler,


Super helpful

I came here looking for a card to do my balance transfer to and their livechat support was able to suggest the best option, and I was approved! Read more

Teresa Womersley

Teresa Womersley,
North Charleston


compare now

helps shopping easier in trying to get the best shopping expericenc Read more

Jane Jakins

Jane Jakins,
Ocean Springs


Best website for Credit!

Love this site for credit reports, comparing credit cards and their rates, and finding awesome deals where I actually get MONEY BACK, just for using … Read more

Stephania Green

Stephania Green,
Grosse Pointe

Share your experiences, tips and tricks with us!

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

Overall Rating


5 Star
4 Star
3 Star
2 Star
1 Star
quote arrow

Your Rating:

+687 users submitted a rating without a full review

Sort By:

quote arrow

5 our of 5 people found this review helpful

  • star
  • star
  • star
  • star
  • star

I have this card- it is simply THE BEST!. When I hand someone that little black card with a Diamond on it- there is a respect factor that comes with the card. LOVE IT !

quote arrow

3 our of 7 people found this review helpful

  • star
  • star
  • star
  • star
  • star

As with any card you need to have the best credit to receive the best rewards. However, this card has no structured rewards program, and the low APR is only for a limited time. This card has a lot of features that I am not interested in. Booking my hotel for me? Big Whoop!! I can do that. They charge a fee for balance transfer which is absolutely rediculous.

1 Comment

How many cards do you know that do not charge a balance transfer fee? I have never seen one so if you can point me towards one that also offers 0% for 18 months on purchases and balance transfers and has no annual fee that would be great.

Trust & Security

Over 1,250,000 cardholders since 2005

As Seen In
  • CNN Money logo
  • The Wall Street Journal logo
  • USA Today logo
  • The New York Times logo
  • PBS logo
  • Forbes logo
  • CBS Marketwatch logo
Credit Card Calculators PBS logo

Payoff | Balance Transfer

Credit Banner