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Citi® / AAdvantage® Executive World Elite™ MasterCard®

Citi® / AAdvantage® Executive World Elite™ MasterCard®

 

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Your Rating:

3.8/5.0 from 18 Offer Ratings
Over the Past 60 Days!

(18) Over the Past 60 Days!

  • Regular Purchase APR 15.49% Variable*
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fees $450
  • Credit Needed

    Excellent

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening* 
  • Admirals Club® membership for you with guest privileges* 
  • Complimentary Admirals Club® lounge access for authorized users
  • 10,000 Elite Qualifying Miles from American Airlines after $40,000 spent on purchases every year (January through December billing statement)*
  • No Foreign Transaction Fees on purchases*
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases* 
  • First checked bag is free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation*

Card Fees

Late Payment Fees Up to $35

Foreign Transaction Fee None

Balance Transfer Fee Either $5 or 3%, whichever is greater

Cash Advance Fee 5% of each cash advance; $10 minimum.

Returned Payment Fee Up to $35

Penalty APR Up to 29.99%, based on your credit­worthiness

Minimum Interest Charge $0.50

Ongoing Information

Rewards Cap No Cap

Rewards Rate 2 AAdvantage miles per dollar on eligible American Airlines and US Airways purchases &1 AAdvantage mile per dollar on other purchases

Annual Fee $450

Grace Period 23 days

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

The Citi® / AAdvantage® Executive World Elite™ MasterCard®, from our partner Citi, is a great card for people who frequently travel on American Airlines. Although there is a rather high annual fee of $450, this card does come with great perks like a complimentary Admirals Club membership with guest privileges, no foreign transaction fees, first checked bag free, and much more. Cardholders can earn 50,000 AAdvantage miles after spending $5,000 in purchases in the first 3 months of account opening.

For ongoing rewards, cardholders can earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, and 1 AAdvantage® mile for every $1 spent on other purchases. Furthermore, you could earn 10,000 Elite Qualifying Miles from American Airlines after spending $40,000 in purchases each calendar year.

The ongoing APR for this card is 15.49% (Variable)* and you will need excellent credit to get approved.

Expert Reviews of the Citi® / AAdvantage® Executive World Elite™ MasterCard®

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 2.5

    Fees

  • 5.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

If you are a frequent flier on American Airlines, then this could be a very beneficial card to carry. You will need to take advantage of the numerous perks like lounge access and the Elite Qualifying Miles to really justify the annual fee.

The Good

The 50,000 mile sign-up bonus is a great way to jump start your mileage account. Cardholders will receive excellent travel perks such as complimentary membership to Admirals Club, free checked bag, and in-flight savings.

The Not so Good

This card won't be worth paying the annual fee unless you frequently fly with American Airlines. You need excellent credit to qualify.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews

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Offer Rating

3.8/5.0

18 Total Ratings

5 Star
 
 
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Your Rating

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