Capital One® No Hassle CashSM Rewards Credit Card

From the CompareCards.com Editorial Team:

With the Capital One No Hassle Cash Rewards card you can expect to earn more cash back for everyday spending, get your cash back rewards easily and conveniently, and experience rewards program rules that are flexible and oriented toward you instead of against you.

Many rewards program are such a pain in the neck because of lots of red tape, for example, but with this one there is no annual fee. There are no expiration dates to make your accumulated rewards obsolete. There are no limits on how much you can earn under the rewards program, and you can earn 2% cash back on purchases at gas stations and major grocery stores plus1% cash back on all other purchases.

That’s a pretty good package compared to many rewards programs. But keep in mind that Capital One may also have a 0% introductory offer available to you at the time you apply for this card. That would give you a zero APR for a period of 6-12 months to sweeten the deal even more.

The Bottom-Line
This is an example of how a solid and no-nonsense rewards program should work. This card delivers customer-oriented benefits and offers competitive rewards without lots of hassles, extra fees, or complicated red tape.

The Good
Earn substantial cash back rewards with no limits and no expiration dates, without having to pay an annual fee. Redeem them easily or have them automatically swept into your account. If you can get the 0% percent APR introductory offer that’s another great perk.

The Not So Good
Unless you trigger an interest rate hike by defaulting on a payment then there are really no significantly notable negatives worth citing at this time.