Capital One® SparkSM Cash Select for Business

Highlights

  • Get a 50% bonus on the cash back you earn every year
  • Earn 1% cash back on every purchase, every day
  • Save with 0% intro APR on purchases until November 2012
  • Enjoy no annual fee
  • Get online Quarterly and Year-End Summaries
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire
Card information
Intro APR: Regular APR: Annual Fee: Intro Period: Issuer: Brand: Balance Transfer: Credit Needed: Card Category:
0%* until November 2012* 14.90-19.90% (Variable)* $0.00* until November 2012* Capital One Visa N/A* Excellent Business
Rates & Term Details

From the CompareCards.com Editorial Team:

Capital One has a reputation for good customer service and innovative rewards programs, and this card is another one that provides attractive 1% cash back features without an annual fee. Enjoy a 0% intro rate, a 50% annual bonus program, and other convenient tools to help manage your account and save money. Redeem awards whenever you want to, while also enjoying features like hotel savings, travel assistance, and purchase security and fraud protection.

Expert Reviews of the Capital One® SparkSM Cash Select for Business

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Introductory APR

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Benefits

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Regular APR

The Bottom-Line
Get 1% cash back on everything, plus a 0% intro rate and no annual fee with this card. The rewards program is really user-friendly, too, so you don’t have to worry about rewards expiring or limitations on how many dollars in cash back you can earn. There are also some nice features for those running a business, like tools to set spending limits on additional cards and helpful expense reports.

The Good
There is a 0% APR until June of 2012, no annual fee, and you earn 1% cash back on all your purchases, all the time, with no limits on how much you can earn and no expiration dates. Plus you can earn an additional annual 50% bonus on that year’s accumulated cash back awards.

The Not So Good
The card is designed for those who want cash back rewards, so if that’s not your priority then you might want to choose a different card.

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