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3.9/5.0 from 13 Offer Ratings
Over the Past 60 Days!
Late Payment Fees Up to $39
Foreign Transaction Fee None
Balance Transfer Fee N/A
Cash Advance Fee 3% of the amount of the cash advance, but not less than $10
Penalty APR 29.65% (Variable)
Minimum Interest Charge See Terms*
Rewards Cap No Cap
Rewards Rate 1.5% cash back on every purchase, every day
Annual Fee $0
Grace Period 25 days
The Capital One Spark Cash Select for Business Card is another rewards credit card that business owners will find quite useful. First, Capital One has a reputation for good customer service and innovative rewards programs, and this card is another one that comes with an attractive rewards program.
Some features include 1.5% cash back on all purchases with no annual fee and a 0% introductory APR on purchases for 9 months. Rewards can be redeemed whenever you want with no restrictions. Users will also enjoy features like travel assistance, purchase security, and other convenient tools to help you manage your account and save money.
The APR ranges from 13.24% - 21.24% (Variable), depending on creditworthiness, and employee cards can be added at no additional cost.
The rewards program is user-friendly so you don’t have to worry about rewards expiring or limitations on how many dollars in cash back you can earn. There are also some nice features for those running a business, like tools to set spending limits on additional cards and helpful expense reports.
The card comes with 0% APR on purchases for 9 months, no annual fee, and you earn 1.5% cash back on all purchases, all the time. Rewards don't expire and come with the option of automatic redemption.
The card is designed for those who want cash back rewards, so if that’s not your priority then you might want to choose a different card.
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Capital One.
13 Total Ratings