Capital One® Cash Rewards - Excellent Credit

Highlights

  • $100 Bonus after you spend $500 in the first 3 months
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • No annual fee
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases and balance transfers until June 2013.
Card information
Intro APR: Regular APR: Annual Fee: Intro Period: Issuer: Brand: Balance Transfer: Credit Needed: Card Category:
0% until June 2013* 12.90-20.90% (Variable)* None Until 05/2013 on purchases* Capital One MasterCard 0% until June 2013* Excellent, Good Reward, Cash Back, Balance Transfer
Rates & Term Details

From the CompareCards.com Editorial Team:

The Capital One Cash credit card is a great 1% cash back card for those who want to capitalize on unique perks like the $100 new member bonus and the annual 50% bonus cash back feature. There are no caps on what you can earn, so earn unlimited cash rewards if you want, plus they do not expire as long as you keep your account active.

Meanwhile you can get your cash back through your choice of convenient options including as an account credit or check – plus you can set up the account to do automatic redemptions. Capital One gets high marks for customer service, too. Features include 0% fraud liability, 24-hour travel assistance, discounts at participating restaurants, extended warranties on products purchased with the card, travel accident insurance, and auto rental insurance coverage.

Expert Reviews of the Capital One® Cash Rewards - Excellent Credit

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Overall Rating

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Introductory APR

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Benefits

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Regular APR

The Bottom-Line
With this card you can save lots of money with a steady 1% cash back program, while also enjoying a 50% bonus on the cash back you earn every year. There is no annual fee, and new card members can get a $100 bonus sign-up perk.

The Good
You start off right out of the gate with $100 bonus cash that is yours as soon as you spend at least $500 within the first three months of card membership. You also earn 1% cash back on all your purchases. Each year you get a 50% bonus on the cash earned that year.

The Not So Good
You need excellent credit to qualify for this card.

RATING:  
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Great!
Date Posted: 12/07/2011        By: db (Chicago area)
Detailed Ratings:
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Introductory APR (Purchases and Transfers)      
Benefits (Reward program,service discounts, theft protection)      
Fees (Balance transfers, annual fee, cash advances)      
Standard APR      
Customer Service      
REVIEW:
Has been a great card. We have received over $1500 cash back from rewards. Other friends also have it -- wouldn't change to any other.
I definitely would recommend this card to a friend.
8 out of 10 people found this review helpful.
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