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3.0/5.0 from 10 Offer Ratings
Over the Past 60 Days!
Late Payment Fees $38 or 2.99%, whichever is greater
Foreign Transaction Fee None
Balance Transfer Fee N/A
Cash Advance Fee See Terms*
Returned Payment Fee $38
Penalty APR N/A
Minimum Interest Charge $0.00
Rewards Cap Earn up to $100,000 per year in each bonus category*
Rewards Rate 3x points - Choose 1 out of 5 categories; 2X points on the 4 remaining categories and 1X points on other purchases
Annual Fee $0 for the first year, then $175
Grace Period 25 Days
$0 Fraud Liability No
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance Yes
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement Yes
Concierge Service No
The Business Gold Rewards Card from American Express OPEN, is a handy business card that's perfect for frequent travelers and those who charge all their business needs to their credit card. With plenty of generous ways to earn reward points, new card members can also receive 50,000 bonus points after making $5,000 in purchases on the card in the first 3 months of Card Membership.
Cardholders will earn 3x points on 1 out of 5 categories, and earn 2x points on the 4 remaining categories, then 1x point on other purchases. What’s great about the rewards program with this card is that cardmembers are allowed to choose the category for earning 3x points on those purchases. The 3x and 2x point earnings cap out at $100,000 per year in each of the five categories, and then 1x point thereafter. There’s no limit on how many 1x points you can earn.
There are helpful tools to manage your budgets and card account, and rewards can be easily redeemed for things like travel, gift cards, and office supplies. You will also be afforded special discounts when you do business with specific companies like FedEx, Hertz, and Hyatt who have partnership arrangements with Amex. The intro annual fee for the first year of cardmembership is $0, then $175 each year after.
The Business Gold Rewards Card is a great business card with a generous rewards program. You can earn a large amount of points that you can easily redeem, while also enjoying a whole menu of other handy, business-friendly features.
Cardholders can earn 3X points in one of the five categories of their choosing, and then 2X points on the other four categories.These rewards cap out at $100,000 per year per category, and then cardholders will earn 1x point on other purchases.
The Business Gold Rewards Card is a business charge card so it's not designed for individual use or for someone intending to carry a balance. The intro annual fee is $0, then $175 each year after.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.
10 Total Ratings