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The Business Gold Rewards Card from American Express OPEN

The Business Gold Rewards Card from American Express OPEN

An Advertising Partner

 

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Your Rating:

3.1/5.0 from 15 Offer Ratings
Over the Past 60 Days!

(15) Over the Past 60 Days!

  • Regular Purchase APR N/A
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fees $0 for the first year, then $175
  • Credit Needed

    Excellent/Good

  • Card Brand American Express

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Special Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
  • Get 3x points - Choose 1 out of 5 categories
  • Plus, 2X points on the 4 remaining categories and 1X points on other purchases
  • 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter
  • Track, organize, and stay on top of your business expenses with powerful expense-tracking tools
  • No foreign transaction fees
  • $0 introductory annual fee for the first year, then $175
  • Terms and limitations apply
  • See Rates & Fees

Card Fees

Late Payment Fees $38 or 2.99%, whichever is greater

Foreign Transaction Fee None

Balance Transfer Fee N/A

Cash Advance Fee See Terms*

Returned Payment Fee $38

Penalty APR N/A

Minimum Interest Charge $0.00

Ongoing Information

Rewards Cap Earn up to $100,000 per year in each bonus category*

Rewards Rate 3x points - Choose 1 out of 5 categories; 2X points on the 4 remaining categories and 1X points on other purchases

Annual Fee $0 for the first year, then $175

Grace Period 25 Days

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service No

Expert Reviews

From the CompareCards.com Editorial Team

The Business Gold Rewards Card from American Express OPEN, is a handy business card that's perfect for frequent travelers and those who charge all their business needs to their credit card. With plenty of generous ways to earn reward points, new card members can also receive 50,000 bonus points after making $5,000 in purchases on the card in the first 3 months of Card Membership.

Cardholders will earn 3x points on 1 out of 5 categories, and earn 2x points on the 4 remaining categories, then 1x point on other purchases. What’s great about the rewards program with this card is that cardmembers are allowed to choose the category for earning 3x points on those purchases. The 3x and 2x point earnings cap out at $100,000 per year in each of the five categories, and then 1x point thereafter. There’s no limit on how many 1x points you can earn.

There are helpful tools to manage your budgets and card account, and rewards can be easily redeemed for things like travel, gift cards, and office supplies. You will also be afforded special discounts when you do business with specific companies like FedEx, Hertz, and Hyatt who have partnership arrangements with Amex. The intro annual fee for the first year of cardmembership is $0, then $175 each year after.

Expert Reviews of the The Business Gold Rewards Card from American Express OPEN

  • 3.0

    Regular APR

  • 2.0

    Intro APR

  • 3.0

    Fees

  • 4.0

    Benefits

  • star rating 3.0/5

    Overall Rating

The Bottom Line

The Business Gold Rewards Card is a great business card with a generous rewards program. You can earn a large amount of points that you can easily redeem, while also enjoying a whole menu of other handy, business-friendly features.

The Good

Cardholders can earn 3X points in one of the five categories of their choosing, and then 2X points on the other four categories.These rewards cap out at $100,000 per year per category, and then cardholders will earn 1x point on other purchases.

The Not so Good

The Business Gold Rewards Card is a business charge card so it's not designed for individual use or for someone intending to carry a balance. The intro annual fee is $0, then $175 each year after.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Consumer Reviews

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Offer Rating

3.1/5.0

15 Total Ratings

5 Star
 
 
(2)
4 Star
 
 
(2)
3 Star
 
 
(8)
2 Star
 
 
(2)
1 Star
 
 
(1)

Your Rating

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+14 users submitted a rating without a full review

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By: | Feb 10, 2016

Love this American Express Gold Business Card !! 5 Stars

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