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BMW Signature Card

BMW Signature Card

 

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0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!

  • APR 13.49% to 24.49%
  • Intro APR 0.00% for fifteen months
  • Balance Transfer APR 13.49% to 24.49%
  • Balance Transfer Intro APR 0.00% for fifteen months
  • Cash Advance APR 25.49%
  • Penalty APR 29.49%
  • Annual Fee $75
  • Late Payment Fee Up to $35
  • Cash Advance Fee $10 or 4%, whichever is greater
  • Returned Payment Fee Up to $35
  • Balance Transfer Fee $5 or 4%, whichever is greater
  • Foreign Exchange Fee 3%
  • Minimum Interest Charge $0.50
  • Rewards Details 1 point per $1 spent on purchases, 2 points per $1 spent on gas, 4 points per $1 spent at BMW Centers

Highlights

  • Click "APPLY NOW" to apply online
  • 1 point per $1 spent on purchases
  • 2 points per $1 spent on gas
  • 4 points per $1 spent at BMW Centers
  • Visa Signature Concierge benefits
  • 20% off the BMW Performance Driving School
  • Annual fee of $75

Expert Reviews

From the CompareCards.com Editorial Team

For BMW enthusiast, the BMW Signature Card offers the opportunity to show BMW pride while enjoying an introductory APR on both purchases and balance transfers, an extensive rewards points program, and the benefits of being a Visa cardholder. If you're looking to finance a BMW purchase or maybe hold a rewards credit card, this card might be a great fit for you!

Expert Reviews of the BMW Signature Card

  • 3.0

    Regular APR

  • 5.0

    Intro APR

  • 2.0

    Fees

  • 4.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

The BMW Signature Card offers both an introductory APR and rewards points program. However, where the BMW Signature Card differs from its counterpart, the BMW Card, are the extensive ways to earn rewards points and redeem points. From everyday purchases to gas and BMW Center purchases, all these ways to earn rewards might make the $75 annual fee worth it. Points can be redeemed on BMW purchases as well as airline purchases and hotel accommodations. While rewards can be redeemed outside of BMW, if you're not frequently purchasing BMW products then it will be of little interest to you. 

The Good

This card offers a 0.00% introductory APR on both purchases and balance transfers for fifteen months. In addition, you'll have the ability to earn rewards points on purchases, gas and at BMW Centers.

The Not So Good

Based on your creditworthiness, the regular APR could be as much as 24.49% so for those who carry a balance beware of the interest fees. This card also has a 3% foreign transaction fee and $75 annual fee.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

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