Click the stars to submit your rating.
Thanks for rating!
3.8/5.0 from 16 Offer Ratings
Over the Past 60 Days!
An Advertising Partner
Late Payment Fees Up to $38
Foreign Transaction Fee 2.7% of each transaction after conversion to US dollars
Balance Transfer Fee N/A
Cash Advance Fee $5 or 3%, whichever is greater
Returned Payment Fee $38
Penalty APR 29.99%
Minimum Interest Charge $0.00
Rewards Cap No Cap
Rewards Rate 1x point on all eligible purchases, 2x points for travel booked on the American Express Travel website*
Annual Fee None
Purchase Grace Period 25 Days
$0 Fraud Liability No
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance Yes
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement Yes
Concierge Service Yes
The American Express Blue for Business Credit Card offers some of the lowest maintenance fees on the market. There is no annual fee for this card, nor are there annual fees on any employee cards you add to the account. This card offers flexible payment programs, so you can take your time paying off your balance or you can treat this like a charge card. You do not have to worry about paying interest on purchases for the first 9 months and then your variable APR will range from 11.99% to 19.99%.
New cardholders can earn 10,000 Membership Rewards points after making their first purchase on Card within first 3 months. For ongoing rewards you will enjoy 1x point on all eligible purchases, plus 2x points for travel booked on the American Express Travel website. You even earn a 30% points bonus each year.
The points don't expire and you can earn bonus points each year you have the card. Cardholders will receive a 30% reward bonus on eligible purchases charged to the card during an anniversary year. This is a great business credit card for small and large business owners alike.
You can still get bonus points for the purchases you make and you don't have to worry about an annual fee. If you're looking for an introductory credit card to help you pay for business expenses, this could be a great option for you.
Enjoy the benefits of 0% introductory APR for 9 months and no annual fee. You can add other card holders to the account for free and you can get great spending bonuses from any one of them. There is no limit to the amount of points you can earn.
The sign up bonus is a little small compared to other business credit cards, but that's understandable because you pay no annual fee.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
16 Total Ratings