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The BancorpSouth Visa Student credit card is geared toward college students with a limited credit history, who are looking to establish a strong credit history. The card has no annual fee and no rewards program.
The card is a good way for those with fair or limited credit history to establish a financial record, but if you plan to carry a balance, the APR on this card can be quite high, especially when there are numerous comparable cards with lower interest rates and a rewards program.
There is no annual fee and a 16.9% APR. The penalty APR at 21% is high, but lower than many others which have rates around 28.99%
Many credit cards targeted toward students offer lower interest rates, cashback rewards for getting good grades, and a rewards program. This card offer none of these.
Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.