Add cards to start comparing.

Compare Cards
Trust & Security
  • Norton Secured
  • BBB logo
  • DigiCert
Featured On
  • CNN Money logo
  • Forbes logo
  • The Wall Street Journal logo
  • USA Today logo
  • The New York Times logo
  • PBS logo

Atlantic Stewardship Bank Visa Business Bonus Rewards Plus Credit Card

Atlantic Stewardship Bank Visa Business Bonus Rewards Plus Credit Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!

  • Credit Needed Excellent
  • APR 12.24%-23.24% (V)
  • Intro APR 0% for the first 6 billing cycles
  • Balance Transfer APR 12.24%-23.24% (V)
  • Balance Transfer Intro APR 0% for the first 6 billing cycles
  • Cash Advance APR 24.24%
  • Penalty APR 28.99%
  • Annual Fee $50 and $0 for Authorized Employees
  • Late Payment Fee $19 on balances up to $100, $29 on balances from $100 up to $250, $39 on balances of $250 or more
  • Cash Advance Fee 4% of each advance ($10 minimum)
  • Returned Payment Fee Up to $35
  • Balance Transfer Fee 3% of each transfer ($5 minimum)
  • Foreign Exchange Fee 2% of transaction amount in U.S. dollars
  • Minimum Interest Charge No less than $2.00

Highlights

  • Click "APPLY NOW" to apply online
  • 0% Introductory APR for the first 6 billing cycles
  • Get 50% bonus on all points earned every month, automatically
  • Earn 1 point for every net $1 (purchases minus credits and returns)
  • No caps or limits on points earned, five years to redeem points
  • $50 cash back with your first purchase
  • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325
  • Free employee cards with individual limits
  • Accumulate employee card reward points to the business owner's points total
  • Access to an expense management tool

Expert Reviews

From the CompareCards.com Editorial Team

The Atlantic Stewardship Bank Visa Business Bonus Rewards Plus credit card comes with a rewards program that lets you earn 1 point per $1 purchase plus a 50% bonus on all points earned every month.  Accumulated points from employee cards are added to the business owner's points total allowing you to potentially amass a large number of points. Points earned can be redeemed for cash back, merchandise, travel and giftt cards or round trip airfare; however there are limits to the airfare total and other restrictions apply.  

Expert Reviews of the Atlantic Stewardship Bank Visa Business Bonus Rewards Plus Credit Card

  • 3.0

    Regular APR

  • 5.0

    Intro APR

  • 1.0

    Fees

  • 4.0

    Benefits

  • star rating 3.5/5

    Overall Rating

The Bottom Line

The Atlantic Stewardship Bank Visa Business Bonus Rewards Plus credit card offers a 0% introductory APR like the Atlantic Stewardship Bank Visa Business Bonus Rewards card; however unlike the regular bonus rewards card this one comes with a $50 annual fee. You do receive a 50% bonus on points every month, but if you are looking to redeem point for travel, you are limited to a $325 cap on airfare. There are comparable cards with longer introductory APR periods and more flexibility redeeming points for travel. The attractiveness of this card may depend on where and how you would like to earn and redeem your points.

The Good

We like the 0% introductory APR and balance transfer APR on the first 6 billing periods.  The card also gives you a 50% bonus on reward points each month,  $50 cash back after your first purchse, and there are no caps or limits on the reward points.  

The Not So Good

The penalty APR will really do some damage at 28.99% should you make a late payment, exceed your credit limit, or make a payment that is returned.  The annual fee and cash advance fee is also on the higher end.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+0 users submitted a rating without a full review

Be the first one to write an in-depth review!

Back to top ↑