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Atlantic Stewardship Bank Visa Business Credit Card

Atlantic Stewardship Bank Visa Business Credit Card

 

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Over the Past 60 Days!

(0) Over the Past 60 Days!

  • Credit Needed Excellent
  • APR 10.24% to 21.24% (V)
  • Intro APR 0% for the first 12 billing cycles
  • Balance Transfer APR 10.24% to 21.24% (V)
  • Balance Transfer Intro APR 0% for the first 12 billing cycles
  • Cash Advance APR 24.24%
  • Penalty APR 28.99%
  • Annual Fee None
  • Late Payment Fee $19 to $39
  • Cash Advance Fee 4% of each advance ($10 minimum)
  • Returned Payment Fee Up to $35
  • Balance Transfer Fee 3% of each transfer ($5 minimum)
  • Foreign Exchange Fee 2% of transaction amount in U.S. dollars
  • Minimum Interest Charge No less than $2.00

Highlights

  • Click "APPLY NOW" to apply online
  • No annual fee
  • 0% introductory APR for the first 12 billing cycles 
  • Free employee cards with individual limits
  • Scoreboard, an expense management tool
  • Security and management benefits

Expert Reviews

From the CompareCards.com Editorial Team

The Atlantic Stewardship Bank Visa Business credit card is a basic credit card for your business needs.  It does not come with a rewards program; however, it offers access to an expense management tool, free employee cards, and your run-of-the-mill security benefits.  The cards come with an introductory APR and balance transfer APR for the first 12 billing cycles.

Expert Reviews of the Atlantic Stewardship Bank Visa Business Credit Card

  • 3.0

    Regular APR

  • 5.0

    Intro APR

  • 3.0

    Fees

  • 1.0

    Benefits

  • star rating 3.0/5

    Overall Rating

The Bottom Line

The Atlantic Stewardship Bank Visa Business credit card offers a 0% introductory APR for the first 12 billing cycles and no annual fee.  It's a simple card without any additional perks; however, the introductory period is great way to get started.

The Good

We like the 0% introductory APR and balance transfer APR on the first 12 billing periods and depending on your credit worthiness a decent APR at 10.24%.  

The Not So Good

The penalty APR will really do some damage at 28.99% should you make a late payment, exceed your credit limit, or make a payment that is returned.  The cash advance fee is also on the higher end. With no rewards program, you forfeit the opportunity to make your expenses work to your benefit.  

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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