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The Atlantic Stewardship Bank College Rewards Visa credit card is geared toward college students with a limited credit history, who are looking to establish a strong credit history. The card comes with a rewards program that lets you earn points that you can use toward merchandise, travel and gift cards, or as cash back.
The card is a good way for those with fair or limited credit history to establish a financial record, but if you plan to carry a balance, the APR on this card can be quite high, especially without an established credit history. The card offers a rewards program and starts you off with 1,000 bonus points after you make your first purchase and another 1,000 points for enrolling in e-statements and autopay.
You earn 1 point per $1 spent and five years to redeem your reward. You also get up to 2,000 additional points for signing up for e-statements, autopay, and after making your first purchase. Other perks include access to the interactive credit education website, 24-hour cardmember service, travel assistance, and free credit card checks. There is no annual fee and you may be excepted with limited or fair credit worthiness.
The APR on purchases and balance transfers is 12.24% to 23.24%, depending upon your credit worthiness – and 24.24% for cash advances. As this card is directed at people who have a fair or limited credit history the possibility that you will be on the greater end of the APR range is high.
Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.