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Arvest Bank Visa Gold Card

Arvest Bank Visa Gold Card


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Over the Past 60 Days!

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  • APR 14.15%
  • Intro APR 4.9% introductory APR for 6 months
  • Penalty APR None
  • Annual Fee None
  • Late Payment Fee $20
  • Cash Advance Fee Either $4 or 4% of the amount of each cash advance, whichever is greater
  • Returned Payment Fee $25
  • Balance Transfer Fee None
  • Foreign Exchange Fee 1%
  • Minimum Interest Charge None


  • Click "APPLY NOW" to apply online
  • No annual fee
  • No Balance Transfer Fee
  • Reduced annual percentage rate (APR)
  • 25-day grace period on purchases
  • Worldwide acceptance at more than 15 million locations
  • Instant cash at more than 21,000 ATMs and 250,000 financial institutions worldwide
  • Free convenience checks
  • $300,000 automatic travel accident insurance
  • Warranty manager service
  • Auto rental insurance at no additional cost
  • Year-end summary of transactions
  • Worldwide travel and emergency service
  • Emergency cash, airline tickets and message service

Expert Reviews

From the Editorial Team

For Arvest Bank customers the Visa Gold Card offers an introductory APR period and low annual APR, possibly a great fit for the customer seeking a balance transfer credit card. The Visa Gold Card will benefit customers due to the relatively low fees and travel assistance benefits.  

Expert Reviews of the Arvest Bank Visa Gold Card

  • 4.0

    Regular APR

  • 3.0

    Intro APR

  • 4.0


  • 3.0


  • star rating 3.5/5

    Overall Rating

The Bottom Line

While the Visa Gold from Arvest is very similar to the Visa Platinum, the line of credit for the Visa Gold is not as high at the Platinum.

The Good

The minimal fees, specifically no annual fee and no balance transfer fee, could be quite beneficial to cardholders. 

The Not So Good

Besides travel assistance benefits and low fees, the Visa Gold does not offer other rewards. 

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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