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Over the Past 60 Days!
Late Payment Fees Up to $38
Foreign Transaction Fee 3% of each transaction in U.S. dollars
Balance Transfer Fee None
Cash Advance Fee Either $5 or 5% of the amount of each cash advance, whichever is greater
Returned Payment Fee Up to $38
Annual Fee $48
$0 Fraud Liability No
Auto Rental Insurance No
Extended Warranty Program No
Roadside Assistance No
Purchase Protection No
Travel Assistance No
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
The Applied Bank® Secured Visa® Gold Preferred® Credit Card is a solid secured credit card if you're looking to build or rebuild your credit. With 9.99% Fixed APR, it offers one of the lowest interest rates on the market and your rate won't go up if you happen to miss a payment.
There is no credit check needed in order to get approved for this credit card. In fact, there isn't even a minimum credit score need which makes this the perfect card for consumers who may have bad credit or be trying to rebuild their credit. Unlike prepaid cards, the Applied Bank Secured Visa Gold Preferred Credit Card will help you build credit with responsible use because it automatically reports to all three national credit bureaus.
This card gives you the flexibility to set your credit limit. You can activate today with a security deposit from $200-$100. You can them increase your credit limit to as high as $5,000 with addition security deposits at anytime. Apply to day to start building credit!
This secured card is a great tool to help you build credit if you may not be able to get approved for a standard, unsecured credit card.
With 9.99% Fixed APR, this card offers one of the lowest interest rates on the market!
There is a $48 annual and it's not waived the first year.
Editorial Note: This content is not provided by Applied Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Applied Bank.