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The Apple Bank for Savings Secured Visa Card is for those seeking to establish credit or rebuild credit history. Unlike many secured cards, this one from Apple Bank provides cardmembers with tangible benefits that will be an added perk while cardmembers positively build their credit history. Beware of interest fees from the APR if you fail to pay off your bill in full each billing cycle.
This Secured Visa enjoys the benefits of being a Visa card and thus being accepted virtually everywhere. However, bottom line this secured card will help build the credit history you need if the bill is paid off in full at each billing cycle.
This secured card has some key success factors to helping those build a positive credit history such as requesting the credit limit, purchase protection and extended warranties on select purchases.
The annual fee of $19 could be a deal breaker for some, however added benefits that come with this secured card such as travel assistance services plus fraud and identity theft could outweigh the annual fee. The APR rate is slightly high, so failing to pay off your bill in full each cycle could really add up in fees.
Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.
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