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The Amex EveryDay® Preferred Credit Card from American Express

The Amex EveryDay® Preferred Credit Card from American Express

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3.7/5.0 from 186 Offer Ratings
Over the Past 60 Days!

(186) Over the Past 60 Days!

  • Regular Purchase APR 13.74%-23.74% Variable
  • Intro Purchase APR 0% for 12 Months
  • Intro BT APR 0% for 12 Months
  • Annual Fees $95
  • Credit Needed


  • Card Brand American Express

Card Details


  • Click "APPLY NOW" to apply online or call 866-901-8258
  • Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.
  • 3x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® points for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.74% to 23.74%, based on your creditworthiness and other factors.
  • Terms Apply.
  • See Rates & Fees

Card Fees

Late Payment Fees Up to $38

Foreign Transaction Fee 2.7% of each transaction after conversion to US dollars

Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater

Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater

Returned Payment Fee Up to $38

Penalty APR 29.99%

Minimum Interest Charge $0.00

Ongoing Information

Rewards Cap Earn 3X Points on up to $6,000 per year*

Rewards Rate 3x points at US supermarkets; 2x points at US gas stations; 1x points on other purchases

Annual Fee $95

Grace Period 25 Days

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

From the Editorial Team

The Amex EveryDay Preferred Credit Card is an excellent credit card for people who spend a lot on groceries and gas. Cardholders will earn 3x Membership Rewards points at US supermarkets on up to $6,000 per year in purchases. You'll also earn 2x points on gas and 1x points on all other purchases. Since supermarket and gasoline purchases are two of the biggest expenses for most households, this card makes it easy to save money.

There's also the chance to earn 15,000 Membership Rewards points when you make at least $1,000 worth of purchases within the first 3 months of card membership. As if that wasn't enough, you will receive a 50% points bonus every billing cycle that you use your card to make 30 or more purchases.

The Amex EveryDay Preferred Card even comes with an enticing intro APR. Cardholders will receive 0% APR for 12 months on both purchases and balance tansfers. After the intro period is up, the ongoing APR will be 13.74%-23.74% Variable.The annual fee is $95, but it's not hard to cover that cost with all the rewards you will earn. Cardholders will also enjoy the top-rated customer service perks for which American Express is famous including extended warranty purchase protection and special member discounts from Amex partners.

Expert Reviews of the The Amex EveryDay® Preferred Credit Card from American Express

  • 3.0

    Regular APR

  • 4.0

    Intro APR

  • 4.0


  • 4.0


  • star rating 4.0/5

    Overall Rating

The Bottom Line

The Amex Everyday Preferred Card is the ultimate rewards card because it offers generous ways to earn points without heavy limitations, and there are no rotating categories. Plus, you can earn 15,000 points if you spend $1,000 or more within the first 3 months of card membership.

The Good

What we like about this card is that you can earn rewards that make most other rewards programs look mundane by comparison. Cardholders receive 3x points at US supermarkets (on up to $6,000 per year), 2x points at U.S. gas stations and 1 point on all other purchases.

The Not so Good

You must have excellent credit to qualify. There is also a $95 membership fee (But the yearly fee can be easily offset by the rewards and bonuses you can earn with this card).

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Consumer Reviews

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