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Ameriprise World MasterCard

Ameriprise World MasterCard

 

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  • APR 14.24% or 16.24% based on your creditworthiness
  • Intro APR 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening
  • Balance Transfer Intro APR 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening
  • Cash Advance APR 25.49%
  • Annual Fee $0
  • Late Payment Fee $37
  • Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Returned Payment Fee $37
  • Balance Transfer Fee Either $10 or 3% of the amount of each transfer, whichever is greater
  • Foreign Exchange Fee 2%
  • Minimum Interest Charge $0.50
  • Rewards Details Earn 1X Ameriprise Rewards points for every dollar you spend on purchases
  • Signup Bonus Earn 20,000 bonus rewards points after you make $500 in purchases or balance transfers with your new account in the first 90 days

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 10,000 20,000 bonus rewards points after you make $500 in purchases or balance transfers with your new account in the first 90 days
  • Earn 1X Ameriprise Rewards points for every dollar you spend on purchases
  • 1.25% cash back when you redeem points in increments of 30,000 for $375 cash back into an eligible Ameriprise® financial account
  • Achiever Circle clients also earn: 25,000 bonus points with a $50,000 deposit of non-retirement assets into an eligible Ameriprise account4 500 bonus points for a completed home or auto insurance quote Rewards points for other financial products and services
  • 25,000 bonus points with a $50,000 deposit of non-retirement assets into an eligible Ameriprise account4
  • 500 bonus points for a completed home or auto insurance quote
  • Rewards points for other financial products and services
  • 1.5% redemption value when you redeem points in increments of 10,000 for a $150 Ameriprise Financial Planning certificate
  • No annual fee
  • 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 14.24% or 16.24% based on your creditworthiness
  • Chip card technology to make paying for your purchases more secure at chip-card terminals in the U.S. and abroad
  • Security & travel protection including ID theft resolution services, purchase security, extended warranty, travel assistance, travel insurance, rental insurance, and roadside assistance
  • Complimentary concierge services available 24 hours, 7 days a week, 365 days a year

Expert Reviews

From the CompareCards.com Editorial Team

The Ameriprise World MasterCard offers Ameriprise Financial clients rewards including an introductory APR, cash back and rewards points. With this card, clients have the ability to maximize their savings and investment rewards with Ameriprise Financial. For Ameriprise clients looking to get a little extra out of their Ameriprise experience this is the card for you. 

Expert Reviews of the Ameriprise World MasterCard

  • 4.0

    Regular APR

  • 5.0

    Intro APR

  • 3.0

    Fees

  • 3.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

This card has some slight differences to the Ameriprise World Elite Mastercard, such as 1.25% cash back versus 1.5% cash back with the World Elite. Yet, this card is still offering combined benefits in cash back, rewards points, and an intro APR period. 

The Good

Offering no annual fee gives this Amerprise card has a leg up on the Ameriprise World Elite MasterCard which has an annual fee of $150. In addition, the introductory APR of 0% for 15 billing cycles is an added bonus. 

The Not So Good

While this card offers the needed chip card technology when traveling abroad, the 2% foreign transaction fee could potentially add up.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

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