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The Amazon Credit Card is an in-house charge card for those who shop at Amazon, and it offers benefits like special financing and rewards that can be applied to future Amazon purchases.
Financing with a store charge card is generally more expensive than other methods of consumer financing – including bank loans. So those features are less appealing on this card, while the cash-back program is attractive, especially since there is no annual fee.
The purchase APR is 26.24%, so carrying a balance will be expensive.