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Amalgamated Bank of Chicago Gold Plus Credit Card

Amalgamated Bank of Chicago Gold Plus Credit Card


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3.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!

  • Credit Needed Excellent
  • APR 7.50% Variable
  • Intro APR Not Offered
  • Balance Transfer APR 7.50%
  • Balance Transfer Intro APR Not Offered
  • Cash Advance APR 12.50%
  • Annual Fee $45
  • Late Payment Fee Up to $15 for balances up to $99.99, $25 for balances $100 to $999.99 and $35 for balances $1,000 or more
  • Cash Advance Fee 3% of each advance ($5 minimum)
  • Balance Transfer Fee 3% of each transfer ($5 minimum)
  • Foreign Exchange Fee 3% of transaction amount


  • Click "APPLY NOW" to apply online
  • Low interest rate
  • Fraud protection/zero liablity
  • At least a 25 day grace period
  • Optional AmalgaMiles travel rewards program ($29 annual fee)
  • Fly anytime, anywhere, with no blackout dates ($500 ticket max, $10 redemption fee each time you redeem earned AmalgaMiles for a travel reward equal to or greater than 20,000 Amalga Miles)

Expert Reviews

From the Editorial Team

The Amalgamated Bank of Chicago Gold Plus Credit Card offers a low interest rate and a 25 day grace period.  The card also comes with an optional AmalgaMiles program that will earn you air travel and includes travel insurance at no additional cost.

Expert Reviews of the Amalgamated Bank of Chicago Gold Plus Credit Card

  • 5.0

    Regular APR

  • 0.0

    Intro APR

  • 2.0


  • 3.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

The Amalgamated Bank of Chicago Gold Plus Credit Card offers a low interest rate; however, it doesn't include any additional perks unless you opt for the AmalgaMiles travel program, that comes with a $29 annual fee.  There are cards with more generous points earned per dollar spent and lower or no annual fees.

The Good

The low interest rate is attractive, but even more so is the flexible AmalgaMiles program which allows you to fly on any airline, anytime, with no blackout dates.  

The Not So Good

The card comes with an annual fee of $45 and no additional benefits.  If you elect to participate in the optional travel rewards program, you'll be charged an additional $29 annual fee, with only one point earned per dollar spent. 

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

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