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American Kennel Club Visa Credit Card

American Kennel Club Visa Credit Card


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2.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!

  • APR 22.99%, 18.99%, or 12.98%
  • Balance Transfer APR 24.99%
  • Cash Advance APR 24.99%
  • Annual Fee None
  • Late Payment Fee Up to $35.00
  • Cash Advance Fee The greater of $10 or 5% of the amount of the cash advance
  • Returned Payment Fee Up to $35.00
  • Balance Transfer Fee The greater of $10 or 3% of the amount of the balance transfer
  • Foreign Exchange Fee 3%
  • Minimum Interest Charge $2.00


  • Click "APPLY NOW" to apply online
  • Earn 3 reward points for every $1 spent at pet stores, veterinary offices, purchases made from American Kennel ClubSM by mail, phone, online at and at the AKC booth at dog shows
  • Earn 2 reward points per $1 spent on gas and grocery purchases
  • Earn 1 reward point per $1 spent everywhere else Visa® is accepted
  • Redeem reward points online for merchandise, gift cards, travel and more! 
  • Upload your pet's photo or select from our Breed Photo Gallery to have an image you choose appear on your credit card.
  • Every purchase you make using your AKC Visa Card enables the AKC to do more for our canine companions who do so much for us
  • Convenient and easy online account management
  • No annual fee

Expert Reviews

From the Editorial Team

The American Kennel Club Visa Credit Card offers cardmembers a rewards points program, allowing you to earn points on the dollars your spend. For supporters of the AKC, this credit card will share a percentage of net sales with the American Kennel Club. 

Expert Reviews of the American Kennel Club Visa Credit Card

  • 2.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0


  • 3.0


  • star rating 2.8/5

    Overall Rating

The Bottom Line

Rewards are redeemed via merchandise, gift certificates, gift cards and travel rewards. It's also important to note that points will expire 3 years after the date they are issued. 

The Good

You'll earn points not only on your pet purchases but also on everyday purchases such as gas and grocery. 

The Not So Good

Depending on your creditworthiness, the AKC Credit Card interest rate fees may really add up. In addition, the foreign transaction fee of 3% and lack of EMV chip makes this card unfit for travel. 

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

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