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American Eagle Outfitters Credit Card

American Eagle Outfitters Credit Card


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0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!

  • APR 25.24%
  • Balance Transfer APR N/A
  • Cash Advance APR N/A
  • Annual Fee $0
  • Late Payment Fee $35
  • Minimum Interest Charge $1.00
  • Signup Bonus 15% off your first purchase in store or online with your new credit card


  • Click "APPLY NOW" to apply online
  • Extra Savings Points when shopping at AEO or Aerie
  • 20% off birthday coupon
  • Exclusive cardholder savings events

Expert Reviews

From the Editorial Team

The AEO Credit Card is an in-store charge account card that offers chances to earn credits toward future purchases and other cardholder perks.

Expert Reviews of the American Eagle Outfitters Credit Card

  • 1.0

    Regular APR

  • 0.0

    Intro APR

  • 0.0


  • 4.0


  • star rating 2.0/5

    Overall Rating

The Bottom Line

The card earns about 4% back in rewards, which is great. But the APR is so high that carrying a balance would be ill-advised.

The Good

You earn one savings point for every $25 spent at AEO and Aerie stores, and every time you earn 10 points you earn a $10 off discount. You also get a 20% off birthday coupon and four special promotional opportunities per year.

The Not So Good

The purchase APR is a 25.24%, a very high rate.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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