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Ace Rewards Visa Card

Ace Rewards Visa Card


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0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!

  • APR 14.24% - 23.24%
  • Intro APR 0% for the first 6 billing cycles
  • Balance Transfer APR 14.24% - 23.24%
  • Balance Transfer Intro APR 0% for the first 6 billing cycles
  • Cash Advance APR 24.24%
  • Penalty APR N/A
  • Annual Fee $0
  • Late Payment Fee Up to $37
  • Cash Advance Fee Either 4% of the amount transfer or $10 minimum, whichever is greater
  • Returned Payment Fee Up to $35
  • Balance Transfer Fee Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Foreign Exchange Fee 3%
  • Minimum Interest Charge $2
  • Rewards Details 3% in Ace Rewards points at participating Ace Stores, 2% in Ace Rewards points at gas stations and grocery stores, 1% in Ace Rewards points everywhere else Visa is accepted


  • Click "APPLY NOW" to apply online
  • Online banking backed by our Online Banking Risk Free Gurantee
  • Auto bill pay- take the hassle out of your bills 
  • Account alerts customized to meet your needs
  • Receive a $25 Ace Reward for every 12,500 points earned

Expert Reviews

From the Editorial Team

If you love shopping at Ace Hardware stores, then the Ace Rewards Rewards Visa Card can help you earn some extra rewards on your purchases. 

Expert Reviews of the Ace Rewards Visa Card

  • 3.0

    Regular APR

  • 5.0

    Intro APR

  • 2.0


  • 4.0


  • star rating 3.8/5

    Overall Rating

The Bottom Line

If you spend frequently at Ace Hardware stores, then this card can help you earn the most out of your Ace Hardware purchases. You'll earn rewards of 3% at Ace stores, 2% on gas and grocery purchases, and 1% everywhere else. There's no annual fee with this card, so you don't have to pay that pesky fee earn rewards. There is also 0% APR for the first 6 billing cycles, and the ongoing APR is 14.24%-23.34% based on your credit worthiness.

The Good

You'll enjoy 0% APR for the first 6 billing cycles plus for there's a moderate APR for those who carry a balance. 

The Not So Good

The foreign transaction fee of 3% and various fees on this card could really add up.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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