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ACE Elite™ Visa® Prepaid Debit Card

ACE Elite™ Visa® Prepaid Debit Card


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  • Annual Fee $0 to $9.95/month
  • Foreign Exchange Fee 3.5%


  • Click "APPLY NOW" to apply online
  • No-fee cash withdrawals at ACE
  • Get paid up to 2 days faster with direct deposit
  • Use everywhere Visa debit cards are accepted
  • Pay bills online 
  • Manage your money online and on-the-go
  • ACE Elite with direct deposit FeeAdvantage Plan
  • Earn cash back on everyday purchases 

Expert Reviews

From the Editorial Team

The ACE Elite Visa Prepaid Debit Card is an alternative to the traditional checking account and may be a great option for those looking to re-establish credit. 

Expert Reviews of the ACE Elite™ Visa® Prepaid Debit Card

  • 0.0

    Regular APR

  • 0.0

    Intro APR

  • 2.0


  • 3.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

If you're seeking an alternative to a checking account this may be a viable option, however be aware of multiple fees as those may add up. This prepaid debit card has three purchase fee plan options, which have monthly fees as little as $0 and as much as $9.95. Each plan incurs various purchase fees based on the monthly fee you pay. You'll want to take a close look at the ACE Elite terms and conditions to determine which plan fits your lifestyle.

The Good

The three purchase fee plan options allow cardholders the opportunity to find the plan that best fits their needs and fees they're willing to pay. 

The Not So Good

This card has steep ATM fees as well as various account management fees and payment fees.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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